Basic Insurance
Founded in 1922 by G.J. Mecherle, what insurance company didn't adapt their slogan "Like a Good Neighbor" until 1971?
Who is State Farm Insurance Company
True or Fales: All car insurance policies cover flood damage.
What is false. Not every policy covers flood damage. You may be able to file a claim if you have comprehensive coverage on your policy.
In a homeowner policy what do insurance companies call covered events like fire or theft?
What is perils.
What famous ship sank on April 15, 1912?
The Titanic
Name Phyllis' favorite travel destination
What is Cabo San Lucas?
What Federation of Motor Clubs, known for it roadside service and its repetitive acronym was founded in 1902 in Chicago Illinois?
Who is AAA--American Autobmobile Association
Will a speeding ticket increase your insurance premium?
What is usually at renewal, a speeding ticket will result in a rate increase.
A claims adjuster does what?
What is figures out what the insurance company is liable for.
What are the birthstone for April?
What is Diamond.
Name 2 Phyllis' favorite charities
Who are the Coyote Hill, Unchained Melodies, Second Chance, Primrose Hill, Tigers on the Prowl, Boys and Girls Club
For insurance evaluation purposes, actual cash value of property is defined as replacement cost minus a what that this d word means, decrease in value due to wear, tear, and/or the passing of time.
What is depreciation.
What is the term for when your insurance company pays for damages, then seeks recompensation for the at-fault party?
What is subrogation.
Which of the following is not covered by a standard homeowners policy: 1) fire damage 2) insect and termite damage 3) water damage from a busted pipe
What insect and termite damage
What famous English playwright was born in April 1564?
Who is William Shakespeare.
How many years has Phyllis worked for State Farm?
What is 38?
When you hear it, you might think of antiques or fine jewelry, but which term also applies when you're evaluating a property to figure out its fair market value?
Appraisal
What are the 3 D's of insurance claims sometimes used to delay paying claims?
What is delay, deny and defend.
True or False: Renters don't really need separate renter's insurance because if something happens damages will be covered by their landlords insurance.
What is a false. A landlord's policy will protect the building and items that are owned by the landlord, not the possessions of the renter.
What is the name of the April holiday that celebrates the Jewish exodus from slavery?
What is Passover.
Name three of the sports that Phyllis participated in
What is volleyball, basketball, softball, and track
What term can be used to describe a first of third party in an insurance claim, basically any person who assets right of recovery?
Who is a claimant?
If your friend crashes your car, whose insurance will typically be primary coverage?
What is your policy as coverage follows the car not the driver.
This type of insurance protects real estate owners and lenders against property loss or damage due to past, undiscovered defects in a property's title, such as, liens, encumbrances, or ownership dispute.
What is title insurance?
Which Italian Renaissance artist born in April painted the Mona Lisa?
Who is Leonardo da Vinci.
Name of one of Phyllis' cats?
Who is Abby or Taz.