We pay the same coinsurance level, require the same deductible amount and limit claim payment to the same annual maximum for a network or non-network provider.
What is an Access Plan?
100
Number of Vision plans that we offer.
What is 3?
100
Vol Life Insurance is ___% employee-paid through payroll deduction.
What is 100%?
100
MAC
What is Maximum Allowable Charge?
200
Maximum amount without Proof of Good Health.
What is Guarantee Issue? (GI)
200
Intended to drive insureds to utilize DHA providers by offering a greater benefit schedule In-Network.
What is an Active Plan?
200
The plan that provides coverage for an eye exam and discounts for materials.
What is Plan 1?
200
The standard Vol Life Rate Guarantee.
What is 3 years?
200
A dental plan in which members select a primary care dentist from the panel,a nd receive all of their dental care from that dentist, unless referred to a specialist.
What is Prepaid?
300
Flat amount, Percent of earnings, Graded/Classed amount.
What is a Schedule?
300
The percentage of the claim amount that will be reimbursed by the carrier.
What is Coinsurance?
300
Insurance Vision is classified as _______ regardless of employer contribution.
What is Voluntary?
300
Voluntary Schedule under which you can quote Unit or Times Earnings.
What is a Shelf?
300
If elected, this deferral only applies to new entrants, not transfer business.
What is A Timely Applicant Deferral?
400
FAL
What is a Field Assurance Letter?
400
Richest contract available on the True Group Platform.
What is Premier?
400
The two options for Exam co-pay amounts.
What is $10 or $25?
400
10 lives or 20% of employees (whichever is greater)
What is the minimum participation?
400
This Voluntary Dental product does not cover any major (type III) services.
What is Freedom Basic?
500
We will insure employees for amounts greater than the schedule amount.
What is Grandfathering?
500
Reflects both the cost of dental services and the experience for a given zip code.
What is an Area Factor?
500
The plan(s) on which laser vision correction discounts are offered.
What is Plan 1, 2, & 3?
500
Coverage after termination on a direct billed basis. (3 year or To Age 65)
What is Portability?
500
The Voluntary Dental product has graduated Type II Coinsurance.