Auto Insurance
Homeowners and Renters Insurance
Health Insurance
Random Insurance
What is Mr. Clark thinking?
100
Define Auto Insurance.
What is money that is there for you if an accident or incident happens to your vehicle?
100
Renters insurance covers this.
What is the renters personal property?
100
The cost of Health insurance on average has done this since 2018.
What is increased?
100
An Insurance premium is......
What is the amount you pay to buy an insurance policy?
100
Tallest Snowman that Mr. Clark has ever constructed.
What is a little over 8 foot tall?
200
Would your rather live in a state with strict or lenient auto insurance requirements? Explain reasoning.
What is Strict because it offers me more protection as a driver, or lenient because if I am a safe driver or do not drive often I will pay less, or other similar explanations.
200
Describe Loss of Use homeowners coverage.
What is insurance that covers your costs of staying elsewhere in the event that you cannot use your home?
200
You should never use this to pay for major health care related costs.
What is a credit card?
200
A deductible is.......
What is the amount the insured will pay for an accident before the insurance company will cover the rest?
200
Mr. Clark's favorite snow day activity.
What is playing Xbox?
300
This should be the relationship between your cars value and your coverage limit.
What is your coverage limit should be enough to replace/repair your car, unless you are okay with not replacing the vehicle?
300
Describe Other Structures home insurance coverage.
What is coverage for the other structures on your property, like sheds, barns or outhouses?
300
This happens when you reach your out of pocket maximum.
What is the insurance company pays all covered costs for the rest of the year, with no annual limit?
300
What is the relationship between coverage limit and premium.
The higher the Coverage limit, the high the premium.
300
Country that is at the top of Mr. Clark's Travel list.
What is Germany? Cool old castles and old buildings
400
This is why almost all states require drivers to have liability coverage.
What is so that drivers can cover the costs/damages that they cause to others in an accident?
400
Your home suffers $170,000 in damages, and you have a $5,000 deductible, and a $300,000 coverage limit. How much will you pay, and how much will your insurance pay.
You-$5,000, Insurance-$165,000
400
Who pays once I have met my health insurance deductible?
What is you and your insurance company share the cost of health care?
400
What is the relationship between deductible and premium.
400
The number 1 item on Mr. Clark's Christmas list.
What are cool socks?
500
Factors that might impact your Auto Insurance Premium. Each 1=100
Driving History, Age, Gender, Credit Score, Marital Status, Vehicle make/model, location, mileage, coverage level, state rules, etc...
500
List Factors that might impact your Homeowners Insurance Premium-Each 1=100
What are Credit Score, coverage limit, deductible, bundle, location of home, characteristics of home, etc....?
500
Describe an HSA.
What is a Health Savings account that allows you to set aside money if you have a high deductible health plan. Bonus 300 if mention tax free.
500
How do insurance companies make money?
Most people do not ever need to use their insurance, so the money that is paid out comes from others paying in.
500
Mr. Clarks Spotify wrapped top 5 songs, 200 points for each correct song.
