Insurance For Dummies
Travel insurance cannot cover you in countries with this Smartraveller status
'Do Not Travel'
What is the cancellation coverage limit on a Bronze international policy?
$1000
Is Diabetes an automatically covered Medical Condition?
No
Motorcycling only requires the Action Pack if the engine exceeds this size
500 CC
$10,000
This add‑on is the only one available for both Domestic & International Gold plans
Change of Mind
Under the Change Of Mind Add On, what is the latest time you can cancel your trip prior to travel?
48 hours
What is the COVID medical expense limit on international policies?
Unlimited
The Winter Sports Add On is available to add to any international policy
False - not an option for Bronze
Delayed luggage compensation begins after this many hours
8 hours
This is the maximum number of people who can be insured on one policy
10 people
The maximum policy limit for the Change of Mind add‑on
$10,000 per policy
What is the emergency dental expenses limit on a Silver or Gold international policy?
$2000
I don't need to purchase the Action Pack Add On to be covered for Cave tubing
True
Cabin confinement on Gold is covered up to this daily limit
$250 per 24 hours
Children under this age must be supervised by an adult to have cover
Under 16 years old
Under the gold plan you are covered for cancellation costs due to the unforeseeable death or illness of your relative arising from a pre‑existing medical condition, provided they have not received a terminal prognosis for that condition or been hospitalised or referred to a specialist for that condition how many days prior to the policy issue date
90 Days
Medical repatriation on the Gold plan includes this lump‑sum benefit
$3000
This snow activity is covered but only recreationally, not competitively
Ice Hockey
Cruise cover includes missed port payments of this daily amount on Gold
$100 per missed port
If you buy your policy after you have left your home to start travelling, cover for your trip will be subject to how long of a waiting period?
72 hours
A terrorist event may only be covered if it happens within this distance of your departure or accommodation
What is the Hospital incidentals limit per day for the Silver or Gold International Policy?
$300 per day (capped at $5000 for Silver and $8000 for GOld)
If all ski lifts in your resort are closed for more than 12 hours due to too much snow/not enough snow, how much are you covered for per day under the Piste Closure benefit on the Silver Policy
$50 per day (up to $500 max)
Electronics older than 12 months are depreciated at this annual percentage
20% per year