Water Coverage
Value Added Services
My Driving Discount
Claims & Lifestyle Advantage
Intact Wordings
100
This increased level of water coverage is automatically included with Intact's Overland water coverage and can also be purchased separately on its own.
What is Sewer Backup
100
Intact offers a travel insurance endorsement on their property policies called this
What is Travelwell
100
The My Driving Discount device measures 3 driving behaviours. These are acceleration, hard breaking, and this.
What is Time of day vehicle is driven.
100
With the Claims Advantage, Intact will waive this if you have a total loss to your vehicle or a hit and run loss that is over $1000 in value.
What is the deductible.
100
This is the finance fee on "My Home and Auto" policies.
What is 2%
200

This is the standard deductible level for Intact water claims.

What is $2000

200
Tire Blow-Out Protector offers up to this dollar amount of coverage to repair or replace a tire if damaged or destroyed by blowout if you have all perils or collision coverage (and it doesn't count as a claim!).
What is $200
200
The highest percentage discount that will be applied on renewal for the My Driving discount is this percentage.
What is 25%
200
Claims and Lifestyle Advantage costs a flat charge of this dollar amount on property policies.
What is $50.
200
Intact's Accident Waiver is known by this name.
What is the Responsible Driver Guarantee
300
This is a supplemental coverage that protects against the sudden and accidental infiltration of water through basement walls, foundations, or floors that can be added to risks with Overland Water coverage for an additional premium.
What is Ground Water coverage.
300
Intact guarantees that they will respond to your claim call within this number of minutes or you will receive up to $1000 of your premium back.
What is 30 minutes.
300
The My Driving enrollment discount is this percentage.
What is 10%
300
Claims Advantage is added to an auto policy in Rating Services by checking off "Waiver of Deductible - Claim Specific" this menu in the Private Passenger tab.
What is Coverages
300
Along with the OPCFs 35 and 27, Plus Package D also provides 'OPCF 20 - loss of use coverage' up to this dollar amount.
What is $3000.
400
Water and Sewer Line coverage up to $10 000 to repair or replace lines due to loss resulting from a leak, break, tear, rupture or collapse of the line on the owner's property comes standard with this coverage.
What is Overland Water.
400
This is the deductible that applies to a tire blow-out claim.
What is Zero (no deductible)
400
If the insured does not install the My Driving device, the discount will be removed as of this date.
What is the effective date (or inception date).
400
If you are aged 50+, the Lifestyle Advantage gives you an option for this type of settlement in the event of a total loss of your home.
What is cash settlement.
400
There is no "My Home and Auto Policy" discount on this kind of property risk (but you still get 17.5% discount on your auto insurance with it).
What is tenant's insurance.
500
This is the amount of coverage provided by Intact's Overland Water Coverage for rain or snow that enters through an open window.
What is none.
500
This coverage that is automatically applied to collision coverage will pay up to $1000 to repair or replace the contents of an automobile if they are damaged or destroyed by collision or upset.
What is Contents Damage by Collision Protector
500
Vehicles must be this year or later in order to be compatible with the My Driving Discount Device
What is 1998
500
In order to be eligible for the property Lifestyle or Claims Advantage, the insured must be claims free and this for the past 3 years.
What is continuously insured.
500
The cost for the Responsible Driver Guarantee is $85 per vehicle, per year, but you can only get it if you have this driving record.
What is 7-star.