Investing

Intro to Investing

100

True or False: All investments eventually increase in value if held long enough.

 False

200

This 3-letter term describes the "first time" a company

IPO

300

Savings accounts at banks are protected by: a) FDIC insurance b) Risk and return curves c) An annual percentage rate d) Mutual fund returns

What is FDIC Insurance

400

Money market refers to: 

a) A collection of highly liquid short term investments 

b) The market on which different currencies are bought and sold 

c) The market the Federal Reserve uses to buy up old bills and coins

What is a) A collection of highly liquid short term investments

500

Inflation is: 

a) A number set by the government that causes prices to rise 

b) A number measured by the government that describes the changing prices of everyday goods. 

c) Automatically subtracted from interest rates quoted by banks for their savings accounts

What is b) A number measured by the government that describes the changing prices of everyday goods.

Diversification

100

True or False: If you buy enough different stocks, you can diversify out all risk in the stock market. a) True b) False

What is b) False

200

Why is Diversification good 

 It spreads the risk of investment

300

What is a benefit of a bull market?

- Portfolio Growth

- Stock value increase

400

Over about 40 years, your portfolio should probably: a) Change from higher-risk to lower-risk investments b) Sell every holding each year to figure out how well you are doing c) Grow equally well in all sectors, or it is a bad financial plan d) Become less and less conservative, increasing in risk from year to year

What is a) Change from higher-risk to lower-risk investments

500

What is a Bear Market?

A time when stock prices are declining and market sentiment is pessimistic.

Recent Stock News

100

This Prime Minister made headlines at the 2026 JSE Conference by discussing how the stock market can help rebuild areas damaged by recent hurricanes.

Hon. Dr. Andrew Holness

200

This company, which makes the cement used to build houses across the island, reported record-breaking profits heading into 2026.

Caribbean Cement Company

300

This wood-packaging and logistics company recently made news by closing its IPO offer to join thie junior stock market.

Woodcats International

400

This company, which operates Jamaica's main toll road, was the most active stock on the market this February with millions of shares traded.

TransJamaican Highway (TJH)

500

This massive oil company officially listed on the JSE in late 2025 and saw its value jump over 1,700% in its first few weeks of trading in 2026.

West Indies Petroleum Terminal (WIPT

Misc.

100

This 3-letter "nickname" is used to identify a company

Ticker symbol

200

A money market account:

a) Pays a fixed rate of interest

b) Never has a minimum deposit requirement

c) Can have a minimum deposit requirement and variable interest, and generally pays a better interest rate than a savings account

What is c) Can have a minimum deposit requirement and variable interest, and generally pays a better interest rate than a savings account

300

Investing in a global stock fund is a good idea to:

a) Focus all risk on the U.S. economy

b) Keep your portfolio dependent solely on the U.S. dollar

c) Diversify into municipal and corporate bonds

d) Diversify holdings to spread risk outside the U.S. economy

What is d) Diversify holdings to spread risk outside the U.S. economy

400

What's the relationship between risk and return?

Higher risk can lead to higher potential returns (and losses).

500

Who regulates Jamaica's financial markets?  

The Financial Services Commission (FSC).