Investment Vehicles
Loans to governments or corporations, providing regular interest payments and principal repayment, generally lower risk than stocks
What are Bonds?
Several mistakes were notoriously made resulting in the 2008 financial crisis. Name two.
Any of the following answers will be accepted:
Aggressive risks associated with sub prime mortgages
Unreasonable credit ratings issued by CRA's
Lack of regulation
The number of federal reserve banks across the United States.
What is 12?
Name three different cryptocurrencies.
What are Bitcoin, Ethereum, Dogecoin, Solana, etc?
Despite rising oil prices, ongoing war, and shaky consumer confidence the market as of 4/15/26 has...
What is increased?
Investing in property, either directly or through funds, for rental income or appreciation
What is Real Estate?
Name a banking institution that failed and was not bailed out during the 2008 financial crisis.
Who is Lehman Brothers or Bears Stern (though Bears Stern was faced an emergency purchase from JP Morgan Chase)?
As of March 2026, who is the current Fed Chair?
Who is Jerome Powell?
Name a benefit and a risk of cryptocurrencies.
Benefits - Fast, global transactions, Financial inclusion, Transparency and security
Risks- High volatility, Regulatory uncertainty, Scams and hacks
Give the percentage of the Magnificent 7 in the make up of the S&P 500.
What is 33- 35%?
Raw materials like gold, oil, or agricultural products, often traded via futures or ETFs
What are Commodities?
Name two laws resulting from the 2008 crisis resulting in restricting some of the riskier activities of the biggest banks, increased government oversight of their activities, and requirement of larger cash reserves.
What are the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010?
The type of technology used for backing several different cryptocurrencies.
What is blockchain technology?
A recent release of a blog post that caused a drastic dip in tech stocks signifying investors uncertainty.
What is the Citrini Research Substack Blog?
High-liquidity assets like Money Market Funds or Certificates of Deposit (CDs) for capital preservation and short-term needs
What is cash and cash equivalents?
Acronym for the large-scale, $700 billion rescue plan implemented by the US government to restore liquidity to banks.
What is TARP (Troubled Asset Relief Program)?
Give the date of the most recent threat from Trump to fire Jerome Powell.
What is April 15th 2026?
This process involves using computing power to verify transactions and create new units of a cryptocurrency
What is mining?
Name 4 of the 7 out of the Magnificent 7
Pooled money from many investors, professionally managed to invest in diversified portfolios of stocks, bonds, or other assets
What are mutual funds?
Name two similarities from 2008 that we see still occurring today.
Several answers acceptable including:
circular deals between businesses
dangerous amounts of debt taken on by businesses
unpredictable government decisions
Name three of the five key functions of the Federal Reserve.
1. Conducting national monetary policy
2. Help maintain the stability of the financial system
3. Supervising and regulating financial institutions
4. Fostering payment and settlement system safety and efficiency
5. Promoting consumer protection and community development
The pseudonym used by the creator of Bitcoin
Who is Satoshi Nakamoto?
In 2025 we experienced a "Sell America" trend. What percentage increase have we seen in emerging market indexes as a result?
Emerging Markets Index (MSCI specifically) saw an approximate 30% to 34% increase
I will accept anything in between 25% to 40% increase for an answer