growing $$
What is the name for CD?
A certificate of deposit
Every Checking account has a way to waive the monthly service charge.
False, smart choice receives a monthly service fee no matter what.
show me where to change an address on file for a business.
Share point->resources->forms->deposit ops->the form (:
If I short a business on a change order can I just deposit the rest into their account?
No! They have books where they keep track and records of their deposits, you're best bet is to call the business and have them come back to pick it up.
When did I find out I was pregnant with baby ab?
Valentine's day!
Show me how much my rate will be for a birthday CD at the age of 86.
Rate would be 2.37% Apy 2.34% Rate
Minor comes in with Dad to deposit money into Inutma (minor/cust) account. Dad is not custodian but he is successor custodian so he can receive a balance.
False, dad can only receive info on account once current Custodian passes.
show me where to find a counterfeit report
Share point->resources->forms->retail-> form(:
Can I cash a check for a non client if they call the signer of the check and okay it?
No, we need to call the signer from our business phone and verify the check was legit. We do not take numbers from the non client on who to call we call the number on file.
What is baby Ab's nursery theme?
Mushrooms (:
What is the difference between a CD and a savings?
CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. aka - (CD is locked up Savings is liquid)
At 13 you can open a checking account with a parent called Student Checking account.
False, the age is 14 for the student checking account.
show me where to print a direct deposit enrollment form.
Share point->resources->forms->retial->form (:
Can I email a client their statement?
Yes, ONLY if it is someone we know like the back of our hand. Verify the client over the phone and verify the email address we have on file is where they want it to be sent. client examples: Gary Roberson/Cynthia Molden.
What is my due date?
10/24/2023
Best to worst which product will help me grow 50k better?
A. Interest checking B. Money Market C. 50 Adv Sav
from Best to worst:
B. 1.98% C. 0.05% A. 0.01%
A father can cash his sons check if they both have signed and share an account together.
True, we would treat this just as a joint account of a husband and wife. As long as they share an account we can cash it for the person trying to do the transaction.
show me where to find a auto payment transfer form
Share point->resources->forms->loan ops-> form(:
Can I reverse a transaction between my drawer and the vault?
No this is not something auditing or back office likes to see keep this to a Never or a accidental once.
once I have baby AB how much does Centier gift you for the new family addition as an employee?
$50
Which Special will grow more the 11 @ 4.25? or 7 month @ 4.5?
11 months!
example:
10k in 7 month cd @ 4.5 = 13,608.62
10k in 11 month cd @ 4.25 = 15,806.54
Every client no matter the product receives a charge for phone transfers.
False, if the client has a Veterans checking account there are no fees to transfer by phone.
show me where to find the bicr forms workbook.
Share point->resources->forms->retail-> form(:
Can I give out loan rates over the phone?
NO! if you do not have an nmls # you cannot quote rates for loans. if you don't know if you have an nmls # you probably don't.
What is baby AB's full name going to be?
Axtel Bruce Megquier