Starting Over Isn't Starting From Scratch
What is the term for recognizing something you did wrong and taking responsibility instead of making excuses?
What is Accountability.
What does APR stand for when discussing credit cards?
What is Annual Percentage Rate.
You lend someone money, and they suddenly become difficult to reach. What's the expensive lesson?
What is never lend money you can't afford to lose!
Someone says "I'm brutally honest," right before insulting you. Does honesty excuse disrepespect?
What is No. Honesty and respect can co-exist.
How long can a one-month-old baby be in a car seat?
What is 30 minutes to 2 hours.
In psychology, what term describes the ability to adapt, recover, and keep functioning after adversity?
What is resilience.
You receive a collection notice for a debt you don't recognize. What should you do before agreeing to pay it?
What is debt validation and verify that the debt is legitimate.
You get a new job, apartment, or relationship but bring all your old habits with you. What haven't you changed?
What is your behavior patterns. A fresh start requires more than a new environment.
A company offers you a job but asks you to pay for your own required training before you're hired. What should you suspect?
What is a potential employment scam.
Your teenager suddenly becomes more secretive and wants more privacy. What developmental milestone might they be working toward?
What is independence and identity development.
What is the term for recognizing an unhealthy pattern and consciously choosing a different response?
What is breaking the cycle.
You co-sign someone's car loan. They stop making payments. Who is legally responsible for the debt?
What is both the borrower and co-signer.
Someone repeatedly shows you who they are through their actions, but you keep believing their promises.
What is pay attention to patterns, not promises.
Someone constantly tells you that you're remembering conversations incorrectly and that things never happened. What is this manipulation tactic called?
What is gaslighting.
What parenting style combines high expectations with warmth, communication, and reasonable boundaries?
What is authoritative parenting.
You keep getting the same disappointing result but refuse to change your approach. What's the definition of insanity often mistakenly attributed to Einstein?
What is doing the same thing over and over and expecting different results.
Before signing a lease, what three things should you always know?
What is rent amount, lease duration, and deposit requirements.
You spend years trying to convince someone to understand your side of a situation. What's the hard truth you may need to accept?
What is you cannot control how others perceive you; sometimes you have to have to let go of needing their validation.
A friend only contacts you when they need money, favors or emotional support. What relationship imbalance might this indicate?
What is a one-sided or transactional relationship.
Your child throws a tantrum in the grocery store. Why is calmly responding generally more effective than yelling back?
What is children learn emotional regulation partly by observing adults regulate their own emotions.
You keep going back to a situation you know isn't good for you simply because it's familiar. What psychological concept might explain this?
What is comfort zone.
What is the difference between a W-2 employee and a 1099 independent contractor?
What is W-2 employees have taxes withheld by their employer; 1099 contractors generally handle their own taxes.
You spend more energy defending a bad decision than admitting it was a mistake. What important life skill are you lacking?
What is accountability - owning your choices instead of making excuses.
Someone uses your past mistakes to make you feel undeserving of boundaries or respect. What manipulation tactic are they using?
What is shame or guilt manipulation.
What's the difference between discipline and punishment when raising children?
What is discipline teaches skills and appropriate behavior; punishment focuses on consequences for unwanted behavior.