Check Cashing
When cashing a check for a customer either On Us or Transit, verify that the customer is in good ________ with the bank.
What is standing?
$2.00 per month after 12 consecutive months in which there has been no deposits or withdrawals to the account
Inactive Account Fee
The code for a Regular Deposit.
What is 009
A free account with no minimum balance requirement or per item charge.
What is Easy Checking?
The Fee charged as long as there is an avaliable loan balance.
What is zero dollars?
Know your customer and what “______” activity is for them.
What is normal?
The fee associated with a stop pay.
What is $25?
The Tran Code for an over the counter transfer.
What is 011?
A free account for our customers 62 years or older that includes free basic checks and a free Super Saver account.
What is Easy Living Checking
The dollar amount increment transferred to cover negative balances.
What is $100.
An example of this would be would be a Valid Driver’s License ( not expired), a State ID, or a US Passport.
What is satisfactory identification for a customer?
The price that Jennifer has placed if she finds Jason's folders in the branch.
What is breaking kneecaps or death?
The Tran Code to force re-open an account with a deposit.
What is Transaction Code 008?
Designed for the customer who doesn't want to be bothered by keeping track of minimum balances and the number of checks written per month. This is the only account that provides paper images of paid checks with the monthly statement.
What is Easy Plus Checking
The annual fee for the DDL loan for consumers (hint it is not $25)
What is $20 fee.
Reluctance to give information, nervousness or impatience, or unwillingness to have check verified are all classified as this.
What are Red Flags?
$2.00 per month after 60 consecutive months in which there has been no deposits or withdrawals to the account
Dormant Account Fee
What Transaction Code must you never used unless directed by bookkeeping.
Miscellaneous Credit
For customers who want to keep their money easily accessible and want to earn interest while their money is on deposit.
What is N.O.W. Checking
2% or outstanding balance or minimum of $25.
What is the monthly payment?
Name 4 (of 5) items that make a check negotiable.
What is date, amount, Payee, Drawer or Maker, Bank check is drawn on.
(Not stale dated)(Ensure the numeric and written amount agree)(Drawer or Maker is on check and correct)
The Fee to have a check stopped.
What is $25.
What must be included with a Miscellaneous Credit.(Assuming you are allowed to do one)
What is a explanation on the ticket?
For the customer who wants to earn a higher rate of interest on higher daily balances. For regulatory reasons, only 6 check and/or debit withdrawals are permitted, therefore, should be considered a limited activity account.
Money Market Account
The intrest rate on all advances
What is 17%