Misc. Loan Items
Auto Refinance
Ancillary
Auto Purchase
HELOC
100

This program is offered to recent college graduates to qualify for an auto loan…

What is the Graduate Program?

100

The name of the product DFCU offers to consolidate debt for a lower interest rate is...

What is auto refinance cash out?

100

GAP would need to be cancelled within _____ days after the loan closes for a full refund.

What is 60 days?

100

A document that prequalifies a member for an auto loan that works with major dealerships in AZ.

What is a pre-approval letter?

100

What is the promo rate for the first 12 months?

What is 5.99%?

200

The maximum loan amount to be borrowed on an auto loan with the Graduate Program applied…

What is $30,000?

200

The maximum mileage for auto loans (and diesel)

What is 125,000 miles and 150,000 miles for Diesel?

200

The website with resources that we can use to quote MBP and GAP.

What is IQQ.com?

200

What valuation system does Decision Lender use to collect value of a vehicle?

What is KBB?

200

Protect your loan from changing interest rates by...

What is a Fixed Rate Option?

300

The process of purchasing a leased vehicle, similar to an auto refinance…

What is a lease buy-out?

300

For a refinance cash out, the max loan-to-value is...

What is 80% LTV?

300

This coverage covers a member in the event of death, disability, AND unemployment.

What is CPP-Total?

300
What is the oldest year DFCU can borrow on a vehicle?

2010

300

The minimum loan amount on a HELOC

What is $10,000?

400

Restored/Salvaged titles, lemon vehicles, and vehicles with over 150,000 miles are considered as...

What is an ineligible collateral?

400

Name 2 pieces of information needed for an auto refinance cash out.

What is a title (if applicable), account loan number, mileage, insurance ID card?

400

For CPP, at what age do applicants no longer qualify?

What is 70 years old?

400

LTV must be greater than or equal to _____% for GAP to be added.

What is 75%?

400

No points, no upfront fees, however there is a $___ annual fee.

What is a $50 annual fee?

500

The following criteria will need to be met in order for an applicant to qualify for 90 days no payment.

What is a 670+ Fico score and term of 75 months or less?

500

The auto refinance product has 3 perks (auto three-fi) and those are...

What are....

1. 1% Cash Back Bonus

2. Low rates

3. 90 days No payment

500

The name of the third party that services DFCU MBP agreements.

What is Route 66?

500

DFCU can borrow on a vehicle older than 2010 if it is ...

What is a Classic Collectible car?

500

The maximum Loan-to-Value on a Condo/Townhome is

What is 60% LTV?