About Envoy
Abbreviations
749 Facts
UW Knowledge
Anything but Mortgages
100

Who is team Edina's regional vice president?

Who is Ken Panosian

100

What does FSBO stand for?

For sale by owner

100

What country is Ervin Csiki orignally from?

Hungary or Romania

100

Previous to Tony Marino, what was the name of our UW team lead?

Heather Hayes

100

What is Ali's favorite pass-time?

Crossfit

200

Who is Envoy Mortgage's CEO?

Ron Millard

200

What does HMDA stand for?

Home mortgage disclosure act

200

Who is Ali's largest referral partner and what real estate brokerage are they with?

The John Schuster Group Coldwell Banker Burnet

200
On an FHA Loan, what is the maximum housing ratio before DU findings read REFER/ELIGIBLE?

46.99%

200

What's cranky cafeteria chef's name?

Ben

300

What is Envoy Mortgage's NMLS ID number?

6666

300

What does NMLS stand for?

Nationwide mortgage licensing system

300

What's Maria's best friend's, also known as "Plant Guy" real name?

Scott

300

Billy and Matilda have a combined gross income of $10,000 monthly.  GENERALLY SPEAKING, when applying for an FHA loan, what is the maximum monthly debt load they are allowed in order to qualify for the loan? 

$5,700/month

300

What is the tallest building in downtown Minneapolis called?

The IDS Center

400

What year was Envoy Mortgage founded?

1997

400

What does VA IRRRL stand for?

Interest Rate Reduction Refinance Loan

400

What are Jason and Terra's kids' full first names?

Allison, Lindsey, Zachary, and Samuel

400

In the city of Maple Grove, MN, what is the income limit for Home Ready loan?

$79,440

400

The equation E=MC2 (squared) is called what?

The theory of relativity

500

When dialing 888-805-0885, what prompt do you hit for the Smart Desk?

Number 7

500

What does LIBOR stand for?

London Inter Bank Offered Rate

500

Excluding Matt, what percent of the branch at some point worked at American Equity Mortgage?

33%

500

For USDA loans, what AUS system is used and what does it stand for?

GUS, Guaranteed Underwriting System

500

What is always coming but never arrives?

Tomorrow