Exercise
The minimum number of days per week adults should do strength training.
What is 2 days?
Examples- Squats, Wall push ups/ regular pushups, step ups, standing side bends
for beginners start with 2-3 set of 8-12 reps
This type of expense stays the same every month (e.g., rent).
What is a fixed expense?
Examples of Fixed Expenses: Rent or mortgage payments, Car loan payments, Insurance premiums (health, auto, home, life), Property taxes, Subscription services (Netflix, Spotify, gym membership), Phone/internet bills, Student loan payments
The act of ranking tasks by importance and urgency.
What is prioritizing?
Taking slow, deep breaths helps regulate this part of the nervous system.
What is the parasympathetic nervous system?
Adults should drink about this many cups of water per day.
What is 8 cups / 2 liters?
Aerobic exercise should raise this vital sign for heart health.
What is heart rate?
Examples of Aerobic Exercises: Walking briskly, jogging or running, Cycling, Swimming, Dancing, Rowing, Jump rope, Group fitness classes (like Zumba or step aerobics)
This financial tool helps track income, spending, and savings goals.
What is a budget?
Writing tasks down in a planner or app is an example of this strategy.
What is external organization / scheduling?
Writing down feelings instead of holding them in is called this.
What is journaling?
These nutrients provide the body with energy and include carbs, protein, and fat.
What are macronutrients?
Macronutrients = carbs, proteins, and fats — the main nutrients your body needs in big amounts for energy and growth
Flexibility exercises like yoga improve this, reducing risk of injury.
What is range of motion?
Everyday Impact: Easier to bend, twist, and reach without stiffness, Better balance and coordination, Improved athletic performance, More comfort in daily movements (like sitting, standing, or lifting)
The term for paying off high-interest debt first.
What is the avalanche method?
The avalanche method means you pay the minimum on all your debts but put any extra money toward the one with the highest interest rate first; once that is paid off, you move to the next highest interest debt until all are gone.
Breaking large goals into smaller, manageable steps is called this.
What is chunking or goal breakdown?
example:
Big Goal: Read 12 books this year.
Chunk 1: Read 1 book each month.
Chunk 2: Read 1 chapter each week.
Chunk 3: Read 10 pages each day.
This mindfulness practice focuses on noticing thoughts without judgment.
What is meditation?
This type of fat, found in avocados and olive oil, is considered heart-healthy.
What are monounsaturated fats?
They can help lower “bad” cholesterol and protect your heart when you eat them instead of unhealthy fats (like trans fats or too much saturated fat).
Examples- olive oil, avocados, nuts, seeds
The principle of gradually increasing intensity or duration of exercise.
What is progressive overload?
Progressive overload means gradually increasing the challenge in your workouts so your muscles, bones, and joints get stronger over time.
Preventing Overload: Increase Slowly, Listen to your body, Prioritize good form, rest and recover
The recommended percentage of monthly income to save for retirement.
What is 10–15%?
The rule that suggests focusing on 20% of tasks that produce 80% of results.
What is the Pareto principle?
Focus on the most important 20% that gives you the biggest impact.
Using the Pareto Principle (80/20 rule) for chores:
20% of chores (like doing dishes, taking out the trash, wiping counters) make your home feel 80% cleaner and more organized. The other chores (like deep-cleaning closets or scrubbing baseboards) matter too, but they don’t make as big of a visible difference day to day.
Reframing negative thoughts into balanced ones is a technique from this therapy model.
What is Cognitive Behavioral Therapy / CBT?
Reading this on packaged food helps make informed nutrition choices.
What is the nutrition label?
This type of workout combines high-intensity bursts with rest periods.
What is HIIT / High-Intensity Interval Training?
Beginner HIIT Workout: March or Jog in Place – lift knees, swing arms, Bodyweight Squats – sit back as if in a chair, then stand, Modified Push-Ups – against a wall or on knees
Tips: Warm up first (2–3 minutes of light marching or shoulder rolls). Focus on good form over speed. Start with 2 rounds (about 10–12 minutes). Work up to 3–4 rounds as you get fitter. Cool down with gentle stretching.
This type of fund covers emergencies like car repairs or job loss.
What is an emergency fund?
Planning ahead to avoid wasting time on unproductive activities.
What is proactive time management?
Recognizing when emotions are rising and using a calming strategy before reacting is called this.
What is emotional self-regulation?
The term for eating when hungry and stopping when full, rather than out of stress or boredom.
What is intuitive eating?