PremierAdvantage/
PremierChoice
PremierChoice
This state offers a $4k deductible for PremierMed and only allows Plan 2 or 3 under the Sickness & Accident portion of the plan
What is Maryland?
This state only offers underwritten coverage as SecureAdvantage and does NOT have wellness benefits
What is Colorado?
This is the annual coverage cap on benefits paid through this product
What is $300,000/yr
This condition must be controlled with medication for at least 12 months on PremierAdvantage, or 6 months on a SecureAdvantage
What is High Blood Pressure?
This company is a subsidiary of Aetna and offers limited benefit plans on multiple PPO networks
What is First Health?
This is the formal name for the portion of the policy that gives clients the right to access PremierMed
What is the Well-GIST rider
In South Dakota, how many networks are available to offer the plan on?
What is one?
This is how many days Severe Burns are covered with 1st dollar benefits through this plan
What is 30?
After what time period is a surgical removal for a noncancerous hysterectomy approvable on a Medically Underwritten policy?
What is 6 weeks?
Agents who offer Golden Rule insurance most often work for this company
What is First Family Life?
In Florida, this is the PremierAdvantage Fixed Indemnity ANNUAL Maximum for 1st dollar benefits
What is $150,000?
This state offers Doctor's visits through the Association, which has different benefit tiers than other states
What is Iowa?
This is the official term for the type of benefits paid through the HealthAccess III policy
What is Fixed Indemnity?
This type of common treatment is NOT sufficient for approval after a client has been diagnosed with a Fibroid Uterine Tumor
What is an ablation?
This company DOES NOT offer insurance, but instead sells the use of their network to small companies
What is Multiplan?
In Georgia, this potentially life threatening liver disease is NOT covered on PremierMed if due to alcohol abuse
What is cirrhosis of the liver?
In Illinois, what is the benefit offered on Plan 1 for a Colonoscopy?
What is $450?
What type of other coverage eligibility would make a client unable to receive benefits through the plan?
This type of Diabetes is approvable on a medically underwritten policy
What is gestational diabetes?
This type of organization offers cost-sharing to its members and has to legally state on their websites that they are "not insurance, nor should they ever be considered a replacement for insurance"
What is a Health Share? (also Medishare)
This type of rider allows a PremierChoice policy holder to increase their 1st dollar benefits at any time without additional underwriting
What is a Step Rider?
In Florida, this is the out-of-network Out of Pocket Maximum when a client selects 80%-20% Coinsurance
What is $16,000?
This is the time period that must elapse PRIOR to the ISSUE date for an insured to be covered as non-preexisting for a previously treated condition
This term describes the surgical removal of a Kidney and is approvable standard after 3 years with no complicating factors
What is a Nephrectomy?
This company only offers ACA compliant coverage and is most commonly seen on the Texas Federal Marketplace
What is Baylor Scott & White