Fees
Consumer Checking & Savings
Business Checking & Savings
Digital Products & Services
Other Services
100
This $5.00 fee may be charged for the replacement of this.
What is the debit card?
100
This account type does not allow paper statements.
What is the Security First account?
100
This is a monthly fee of $5.00.
What is the paper statement fee?
100
This is the service a customer would use to scan and convert checks into images for same day credit.
What is Remote Deposit Capture?
100
This is the term in which a customer can make a C.D. withdrawal without penalty.
What is the 10 day grace period?
200
The charge for this is $35 per item.
What is the NSF charge?
200
This account type offers free cashiers' checks and money orders?
What is the Marquis account?
200
TRIPLE JEOPARDY!!!!!!
These are free services to customers of First Bank and Trust.
Online Banking
Online Bill Pay
Business Visa Check Card
200
This service allows a customer to take a picture of a check for deposit.
Mobile Banking/Mobiliti
200
The terms of 6 & 12 months are for this type of account.
What is the Marquis account Relationship C.D.?
300
This fee is $32.00 every five days.
What is the recurring overdraft charge?
300
This account type gives a 1/4% discount on a loan.
What is a Marquis account?
300
There is a $2.00 charge for withdrawals of more than six per statement cycle on this account type.
What is the Business Preferred Savings account?
300
This allows a customer to send funds to a recipient without writing a check or sending a wire.
What is POP money?
300
These are the two types of credit cards offered by FBT.
What is the Visa Classic and Platinum?
400
This $15.00 fee for excessive withdrawals is charged on this type of account.
What is the Black & Gold Money Market and the High Yield Money Market ?
400
This is produced on a quarterly basis.
What is a Preferred Savings statement?
400
This account is best fit for a customer with high volume transaction activity.
What is the Commercial Analysis account?
400
Where does a customer set up alerts for due dates and bill amount?
What is Online Banking?
400
This Treasury Management service requires credit approval.
What is Merchant Services?
500
$210.00 is the maximum fee for this.
What is the daily overdraft fee?
500
This account type has a monthly $20 service charge if the minimum balances are not met.
What is the Black & Gold Money Market account?
500
This account type has service charges that are automatically waived?
What is an IOLTA account?
500
This can be used to check balances and is activated through an individual PIN number.
What is First Bank by Phone?
500
This is the date First Bank and Trust was established.
What is May 21, 1991?