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Property
Auto
Umbrella
Claims
MYSTERY
100
Coverage that provides protection for your residence and its associated financial risks
What is homeowners insurance
100
Insurance that covers damage to your vehicle when it is involved in an accident
What is Collision Insurance ?
100
PLP
What is also know as Umbrella
100
A formal request to an insurance company asking for a payment based on the terms of the insurance policy.
What is A Claim
100
Marcelle Bauch
What is the best Insurance Agent in California :)
200
Pays the cost of minor accidental injuries to visitors on your property
What is medical payments coverage
200
Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver
What is What is uninsured motorist's protection
200
Auto, Home, Umbrella, Condominium, Renters, Motorcycles/Motorhome
What is covered policies under the umbrella
200
The cost to return it to its pre-loss condition is greater than the value of the vehicle. And in some states, a vehicle may be a total loss if the repair costs would exceed a percentage (e.g., 80 percent) of the vehicle’s value.
What is Total Loss
200
Designed specifically for the Employer segment, this product provides personal property coverage ($2,500 limit) and a comprehensive deductible reduction for the vandalism and malicious mischief perils while the vehicle is parked at work.*
What is Employee Parking Guard
300
Additional property insurance that covers the damage or loss of a specific item of high value
What is personal property floater or scheduled property
300
Insurance that covers physical injuries caused by a vehicle accident for which you are responsible
What is Bodily injury liability
300
Liability arising out of personal activities, such as: Vehicles, Residential Premises Watercraft For the named insured, spouse and relatives living in the household insured by the primary policy If you are being sued for the following, your Auto or Homeowner’s policy will not pay: False imprisonment Wrongful eviction Libel Slander Defamation of character Invasion of privacy Full legal defense
What is included on an Umbrella Policy.
300
Facilities that take the hassle out of an auto claim by giving you one location for appraisal and repairs and 100% guaranteeing the work completed
What is LM Total Liberty Care
300
Coverage for medical expenses to persons injured in an accident; payments are without regard to legal liabilities.
What is Med Payments?
400
Payment based on the replacement cost of an item minus depreciation
What is actual cash value aka ACV
400
Insurance that protects you if your vehicle is damaged in a non-accident situation
What is comprehensive physical damage
400
1 million, 2 million, 3 million, 4 million and 5 million
What is Umbrella coverage amounts
400
If you are hit by an uninsured motorist your deductible would be waived; the owner or operator of the uninsured vehicle must be identifiable.
What is Waiver of Collision Deductible
400
1912 this company started as a Workers Comp Company
What is Liberty Mutual
500
Receiving the full cost of repairing or replacing an item
What is replacement value
500
The substitution of one person or group by another in respect of a debt or insurance claim, accompanied by the transfer of any associated rights and duties.
What is a Subrogation
500
250/500 Auto and 100k on Home
What is limit requirements to get an Umbrella Policy.
500
If the vehicle suffers a total loss, the settlement calculation will be based on the equivalent vehicle that is one model year newer and with 15,000 fewer miles than the covered vehicle. -Comprehensive coverage required -Not available on leased vehicles
What is Better Car Replacement
500
Hitting an animal is normally covered under which portion of your policy?
What is Comprehensive