Acronyms
DF
What is Data Furnisher
OnDemand
What is OnDemand
01
What is Not his/hers. Provide or confirm complete ID.
WAGN
What is the General Account information
Response code 07
What is Delete due to fraud
ACDV
What is Automated Consumer Dispute Verification
ALS
What is Advance Loan System
112
What is Consumer states inaccurate information. Provide or confirm complete ID and verify all account information.
ICNC
What is the Date of First Delinquency (FCRA Date)
Address for a direct dispute
What is P.O. Box 3700, Merrifield, VA 22119
AUD
What is Automated Universal Data
TSYS
What is Total Systems (BlueZone Sessions)
23
What is Claims account closed. Verify compliance condition code, special comment code, and date closed.
MPDH
What is the Tradeline/Payment History
3 indirect disputes
What are Disputes, letters sent to any NFCU address other than direct, ACDVs, OLCs, eMessages
CFPB
What is Consumer Financial Protection Bureau
NFO
What is Navy Federal Online eMessages
24
What is Claims account closed by consumer. Verify compliance condition code and date closed.
IAED
What are the Account notes
Response code 03
What is delete account
CRA
What is Consumer Reporting Agency
MSP
What is Mortgage Servicing System (in LPS)
103
What is Claims true identify fraud/account frequently opened. Provide or confirm complete ID.
IACR
What is the List of cardholders
60 days past due
What is account status 78
CDIA
What is Consumer Data Industry Association
LPS
What is Mortgage System
106
What is Dispute and verify present and previous account status, payment rating and account history
ICTC
What is the Charge off information
Paid and closed
What is account status 13
CRRG
What is Credit Reporting Resource Guide
IMPACS
What is Integrated Monetary Processing and Control System
104
What is Claims account take-over, fraudulent charges made on account. Verify Special Comment Code.
MAGI
Where can you Turn on or turn off reporting
CCC XA
What is an Account closed at consumers request
DNR
What is Did Not Respond
CACS
What is Computer Assisted Collection Systems
10
What is Settlement or partial payment accepted. Verify special comment code.
WCAD
What is an Alternative for more general account information/past due calculation
What is Completed investigation of FCRA dispute
FTC
What is Federal Trade Commission
eOscar
What is Online Solution for Complete and Accurate Reporting
118
What is Disputes current balance or past due amount. Verify current balance and past due amount.
IAPS
What are Statements for 12 months
Update Sent Letter
What is an update that was sent to credit reporting agencies
NCRA
What is National Consumer Reporting Agency
PACER
What is Bankruptcy Court System
119
What is Dispute and verify the original charge off amount, actual payment amount or scheduled monthly payment amount.
IASC
What is the Close date/Account Status Codes
Credit Repair - Not Enough info and Validation
What is a CRO requested vague claim, request more information from the member