SECURE CHECKING
SECOND CHANCE CHECKING
DEBIT CARDS-PERSONAL/BUSINESS
RANDOM
100

IS THERE A MINIMUM BALANCE WHEN OPENING A SECURE CHECKING ACCOUNT? 

YES, $100.00

100

WHAT IS THE MINIMUM BALANCE FOR A SECOND CHANCE CHECKING?

NO MINIMUM BALANCE

100

TRUE OR FALSE. PERSONAL DEBIT CARDS CAN ONLY BE ISSUED TO OWNER/SIGNERS ON THE ACCOUNT

TRUE

100

APPLE, SAMSUNG, AND GOOGLE PAY DIGITAL WALLETS USE MULTIPLE LAYERS OF SECURITY AND A ____ DIGIT TOKEN IN PLACE OF THE DEBIT CARD NUMBER SO SENSITIVE ACCOUNT INFORMATION STAYS SAFE.

16

200

TRUE OR FALSE. $5 SERVICE CHARGE PER MONTHLY STATMENT AND $3 CREDIT WHEN YOU ENROLL IN E-STATEMENTS

FALSE. $7 AND $2 CREDIT

200

WHAT IS THIS ACCOUNT NOT ELIGIBLE FOR

OD COURTESY


200

TRANSACTIONS CAN BE COMPLETED AT A ________________ TERMINAL

POINT-OF SALE

200

WHERE CAN YOU ENROLL IN VISA CLICK TO PAY?

300

WHAT IS THE COPAY FOR THE CELLULAR TELEPHONE PROTECTION?

50$

300

THIS ACCOUNT MAY BE ELIGIBLE FOR OTHER PRODUCTS AFTER HOW MANY MONTHS OF GOOD STANDING?

12 MONTHS

300

WHEN ADDING ADDITIONAL CARD HOLDERS ON A BUSINESS CARD WHAT FORM DO YOU COMPLETE?

ADDITONAL CARDHOLDER REQUEST FORM


300

WHAT IS NFC?

NEAR FIELD COMMUNICATION

400

WHERE DO YOU GO TO ENROLL FOR THE TOTAL IDENTITY MONITORING

400

WHAT IS THE SERVICE CHARGE FOR THIS ACCOUNT?

10.00 SERVICE CHARGE AND A $2 CREDIT FOR ESTATMENTS ENROLLMENT 

400

TRUE OR FALSE. YOU ARE ABLE TO TRANFER FUNDS BETWEEN CHECKING AND SAVINGS ACCOUNTS AT AN ATM.

TRUE

400

WHAT ARE THE THREE PARTIES INVOLVED IN THE PROCESS OF COMPLETING A 3D SECURE TRANSACTION

THE MERCHANT, THE CARD NETWORKS, AND THE ISSUER. 

500

WHAT ARE THE 4 BENEFITS YOU COULD RECEIVE WITH THE SECURE CHECKING ACCOUNT

ROADSIDE ASSISTANCE, TOTAL IDENITY MONITORING, ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE/TRAVEL ADDISTANCE SERVICES, CELLULAR TELEPHONE PROTECTION

500

WHAT ARE THE QUALIFICATIONS FOR A SECOND CHANCE CHECKING?

NO MORE THAN 2-3 RECORDS WITH EFUNDS

RECORDS MUST BE OLDER THAN 1 YEAR

DOES NOT OWE MORE THAN 750$

MUST PROVIDE PROOF OF PAYMENTS/PAYMENT AGREEMENT

NO MORE THAN 3 INQUIRES WITH THE LAST YEAR

BRANCH OFFICERS CAN MAKE QUALIFATION EXCEPETIONS FOR CUSTOMERS WHO EXCEED THE MINIMUM CRITERIA ON A CASE BY CASE BASIS. 

500

WHAT ARE THE ELIGIBLE ENTITIES THAT CAN GET A BUSINESS DEBIT CARD

SOLE PROPRIETORSHIP

ASSOCIATIONS

PARTNERSHIPS

CORPORATIONS

LLC 

NON-PROFIT ORGANIZATION

500

WHAT DOES MY CARD MANAGMENT ALLOW USERS TO CONTROL?

CONTOL, HOW WHERE, AND WHEN CARDS ARE USED

SET CARD LIMITS

REPORT A LOST OR STOLEN CARD

BLOCK TRANSACTIONS BASED ON TRANSACTION AMOUNT, LOCATION, AND/OR MERCHANT TYPE

TEMPORARLIY BLOCK ALL TRANSACTIONS

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