FRAN and New Account
F
FREE
This account has no monthly maintenance fees and no minimum balance!
The number of POS swipes a consumer needs to have post and settle within the cycle to qualify for Cash and Cash Back, and Eats:
This is what happens when the Consumer does not qualify for rewards
The account is still free, they earn the base APY in Cash and Saver and they can try again next month!
Handling Objections- eStatements
Role play scenario with me
R
REWARDS
This account rewards you with...
This Qualification makes Kasasa Accounts more STICKY and ensures Anahuac is the Primary Institution!
Direct Deposit and ACH Credit and/or Debit
This is the reward for qualifying in Cash
The Consumer earns 2.25% up to $15,000, 0.50% above $15,000, and ATM Fee Refunds up to $25
Handling Objections- Debit Card
Roleplay this with me
A
ASK TO QUALIFY
To qualify we ask that you do a few simple things you may already be doing.
This Condition is in place to SAVE the Institution money. Hint: it's electronic
E-Statements
Did you know a paper statements cost about $2.15 and an e-statement cost about 15 cents!
This is the reward for qualifying in Cash Back
The consumer earns 3.00% on debit card purchases up to $200 for a max reward of $6, and ATM Fee Refunds up to $25
Account Opening Conversation- Offer Saver
Role play with me-
Kasasa Saver is our free savings account that attaches to your Cash or Cash Back Play or Eats checking account. When you qualify, your rewards automatically sweep into your Saver account. You earn a higher interest rate in Saver vs a standard savings account (2.00% up to $30K, 0.60% over that)
N
NO PENALTY
No penalties for not qualifying! Your account is still free and you can try again next cycle
How Many Swipes on Average do your Kasasa Customers do monthly?
40-60 MEGA Users!
The reward in Saver when the consumer qualifies in Cash or Cash Back or Eats
The consumer earns 1.00% on their balance up to $25K and 0.50% on the balance over $25K
AND
Their Cash or Cash Back or Eats reward is swept into their Saver account where they earn interest on it!
Account Opening Conversation
Role play Build Rapport and Determine Needs
New Account Name?
Kasasa Eats!
This is how the CONSUMER qualifies for rewards in Saver.
No separate qualifier for Saver! As long as they meet the qualifications in their Cash or Cash Back or Eats , they qualify for Saver rewards
What is the New REWARD for Kasasa EATS?
6.00% up to $300 Spend, Max reward of $18 on Grocery/Food Delivery!
Account Opening Conversation
Role play Present Products and Ask for Commitment