Compensation
Can a Tenured agent elect 25% or 50% Advance in commissions after being here for 7 months?
Yes in your 7th pay summary become tenured, and can elect 25% or 50% Advance, as long as your current persistency is over 78%.
What 2 Clubs you can become a member of at Kemper Life?
Presidents Club
Olympic Club (bronze, silver, gold)
Is the new SET powered by Vymo optional for agents to use?
No …. This is a mandatory and essential part of the sales process at Kemper Life.
Is eForms difficult ?
It should be a much more effective way to manage paperwork and get things done in a faster way.
Who Should be setting monthly goals ?
Agents
Sales Managers
District Managers
RVP’s
Kemper Life
How is your Advanced Commission determined?
By Persistency:
67.99% or less = No advance
68.00%-77.99% = 25%
78.00% or higher = 50%
Where is the 2025 Presidents club going?
How many Agents are able to make the trip?
Los Cabo’s Mexico
Top 200 Agents Based on qualifications.
Where can you go to add a prospect?
Anywhere the + sign is or by clicking the Hamburger in bottom right and clicking prospect tab.
Do most eForms require a photo ID in order to process?
Yes to verify that the client signed off on it.
When should you be setting your Monthly Goals and with whom?
Usually by the last day of a Calendar month or the Monday after production close out.
With your SM
SM with DM
What are the % of Service Commissions available?
What are the final arrears % needed for them?9%= 8.00% or higher 3 month average.
10%= 5.5%-7.99% 3 month average.
11%= 0.00%-5.49% 3 month average.
In what months do you qualify for the Presidents Club trip?
January 2024- February 2025 14 months plus 2 months March and April to Validate.
Can you select an address in more than one way?
Yes
Finger drag the pin to the location.
or
Manually enter in the data field.
Which eForm was created in the late 3rd quarter of 2023?
Term to Perm conversion form.
What is the Company weekly and monthly Issue goals at Kemper Life?
$75 per week
$300-$350 on a 4 or 5 week month.
If owed an As earned commission of $2500 what must your Lapse Reserve balance be to collect all $2500?
$3500
$1000 min Lapse Reserve must be left over.
In district 609 what determines Agent of the Month?
Min Issue $250
Arrears must be 5.5% or less
Tie breaker is based on Issue
How often should you be using the program?
Daily Monday-Friday and as much as you want outside of that.
30- 45 min or so per day Min.
Name 5 forms that can be found in eForms app?
1. Term to Perm.
2. Cash surrender form.
3. Loan to pay premium.
4. Response to H.O.
5. Policy Info Request.
6. Fire Change form.
7. Death Claim.
8. EFT.
9. Mode Change Request.
10. Non Taken ROP.
What 3 metrics are on the TRUST THE PROCESS POSTER?
$300 Issue MTD
78% or higher Persistency
5.49% or less Arrears.
What determines your Issued Premium Bonus?
3-month Avg
Issued Premium and Persistency
What are the highest Honors at Kemper Life as an Agent Sales Manager or District Manager?
Presidents Hall of Fame.
National Award of Excellence.
Why was this tool created for us?
And what was it NOT meant for?
To make our selling and prospecting more easy to follow up on.
Not meant to track people but track activity to enhance your results in the field. ( nudges and reminders.)
How long does it generally take for An eForm app to process given that all items are properly completed ?
Generally 7-10 Days.
As early as 2.
Are Dreams without goals just Dreams?
"Dreams without goals are just dreams. And ultimately, they fuel disappointment. On the road, to achieving your dreams, you must apply discipline but more importantly, consistency because without commitment you'll never start, but without consistency, you'll never finish." D.W.