Misc. Knowledge
What does FNOL stand for?
First Notice of Loss
Named policy, named peril contents, ACV Dwelling, and ACV Contents. Not a Mobile Home Policy
DP-1
What cover is automatically included with all personal auto policies that have physical damage coverage and what is normally the limit
Rental Car $1050
What year was KFB founded?
1919
Auto Appraiser for Clark County
Joe Tipton
Xactimate Code for Laminated Composition Shingles
RFG 300S
Firearm coverage (theft only) on HO-2
$2,000
What are the state minimum auto BI/PD limits in Kentucky?
25/50/25
President of KFB
Mark Haney
Agency Manager Powell County
James Ed Dennis
What does "&" mean on an Xactimate estimates
Remove and Replace
Known as an open peril policy this policy is for home owners that have qualifying houses and comes with contents rc
HO3
08 on a police report indicates what?
Unit owner
Do the right ____ at the right ____ in the right ____ for the right ____.
thing, time, way, reason
$52 per hour
4 ways to report a claim
Agent's Office, Online, Hotline, & District Claims Office
Coverage amount of Tree, Shrubs, and plants on HO-6
5% of coverage A
Bodily injury claims can be made up until what date following the accident?
Two years from the last PIP payment. With a minor, 2 years from 18th birthday
Name the counties covered by our office
Bourbon, Clark, Estill, Fayette, Garrard, Jackson, Madison, Montgomery, Nicholas, and Powell
Agency Manager Montgomery County
George Pawley
With the new schedule, who is off on Fridays?
Colin, Denise, Donna, Kathy, Nathan G., Petra, and Susan
Refrigerated products coverage HO-2
$500
How long does coverage extend on a newly acquired auto?
Broadest coverage on declarations for 14 days
How many consecutive years has KFB been A rated with AM Best
74
Diagnostic charge for all counties
Paid only as a supplement with an invoice