History
Personal Accounts
Business Accounts
Cash Management
Lending
100
Silvergate Bank opened
When is August 1988
100
A checking account with no minimum balances to maintain or monthly maintenance fees.
What is Silvergate Checking
100
A fixed-rate, fixed-term account available with various terms and automatic renewal
What is Certificate of Deposit
100
Save time and money by depositing checks electronically through you computer
What is Office Deposit
100
Business needing to purchase equipment, fund business/product expansion, business acquisition, debt refinance or fund long term sales growth between $10, 000 to $100,000.
What is Business Express Term Loan
200
Carlsbad Branch Opens
When is April 9, 2012
200
If you carry a high average balance, this account rewards you with higher monthly interest. You can also have your $15 monthly maintenance fee waived, just by having an average daily balance of $1,000 or more.
What is Money Market Account
200
Designed for low to moderate activity and minimal cash and coin needs
What is Basic Business Checking
200
I prevent idle balances or overdrafts in Subsidiary accounts
What is Cash Management Sweeps
200
A convenient line of credit to support short term cash flow needs such as account receivable collections, inventory, trade discounts, seasonality, unexpected cash needs, etc.
What is Business Line of Credit
300
Branches in San Diego
What is 4
300
Use this service to manage your accounts, when and where it's convenient for you. Without leaving the house, transfer funds, pay bills, check your balance, order checks, and so much more.
What is Personal Online Banking
300
A variable rate, tiered interest money market with liquidity and limited access.
What is Business Money Market
300
I automate your payroll, collect dues, rents or other monthly payments
What is ACH Services
300
A term loan or line of credit for businesses that do not meet traditional financing requirements or want the lowest possible interest rate.
What is Business CD Secured Loan
400
President of the Bank since December 2008
Who is Alan Lane
400
offers maximum flexibility and convenience. Funds are deducted immediately from your checking account, so there's no finance charges or monthly payment.
What is Debit Card
400
A checking account that provides a generous number of free transactions each month
What is Premium Business checking
400
Manage Risk and reduce fraud by uploading a list of checks you have issued
What is Positive Pay
400
Finance income/investment properties: retail centers, office buildings, industrial buildings and apartments up to $10,000,000.
What is Commercial real Estate Loan
500
Chairman of the Board since November 1996
Who is Dennis Frank
500
For on-the-go convenience, use your mobile or tablet device* to access your account anywhere, anytime. View account balances and recent transactions, transfer funds between accounts, receive alerts, and more.
What is Silvergate Mobile Banking
500
Maximizes your earnings and minimizes your fees.
What is Account Analysis Checking
500
I eliminate the safety concern and productivity losses of sending an employee to the branch to make deposits
What is Courier Service
500
Loans to small businesses that are unable to get a business loan through normal lending channels with reasonable terms.
What is SBA Loans