About Kristin
I grew up here
What is Rockland County, NY
How often do you pay a title premium
What is one time (at closing)
What year did Title Connect start?
What is 2024
A possible claim or encumbrance that makes it unclear who owns a property and can prevent the transfer of ownership
What is a cloud on title?
A map showing the boundary lines of a property along with all easements
What is a Survey
Mountain range I am currently hiking
What are the Catskill Mountains
A review of public records to confirm a property's legal ownership and identify any claims or liens on the property
What is a title search
Who is our main underwriter?
What is Westcor
A legal claim against a property or an owner to secure the payment of a debt or other obligation.
What is a lien?
A search provided for information only that includes a search of city, town or village records of a certificate of occupancy, building code violations and street search
What is a Municipal Search
Sport I played in College
Rugby
A way to identify the boundaries of a piece of land by using natural and artificial landmarks
What is a metes and bounds legal description
Are offices are located in these towns
What is Montgomery & Goshen
A legal agreement by which a lender lends money in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt
What is a Mortgage?
A search providing all paid/unpaid taxes and assessments on a property
What is a Tax Search
Age I got my real estate License
What is 18
A document that provides a comprehensive overview of a property's legal history and ownership, including any potential issues or liens
What is a Title Report
What services do we provide in the real estate transaction
What is the tile report (due diligence) and title insurance
A right to cross or otherwise use someone else's land for a specified purpose
What is an easement
A legal document that outlines the terms and conditions of a title insurance policy that will be issued after a real estate transaction
What is a title commitment
Law School I went to
What is Pace University School of Law and/or Elisabeth Haub School of Law
A property that is owned outright without any debt or liens attached to it
Free & Clear Title
Ideal Referrals
Who Are:
Attorneys (Real Estate & Trusts & Estates)
Lenders/ Mortgage Brokers
Real Estate Agents
A final court order filed with the County Clerk which requires a defendant to pay a specific amount of money to a plaintiff as a result of a lawsuit
What is a judgment?
Where in a title report do you find the list of exceptions to title?
The Schedule B