Want Money
Understanding personal finance enables you to make?
1.good checks
2.good Financial decisions
3.good purchases
Good financial decisions
Who oversees the safety of America's meat?
1.UFDA
2.USDA
3.NCUA
United States Department of Agriculture (USDA)
Words can have different ___________ for different people.
1. meanings
2. consequences
3. sounds
meanings
The US government protects up to ____________ of a customers money with licensed banks.
1. $150K
2. $250K
3, $350K
250K
When renting an apartment, who is responsible for keeping the apartment clean and safe?
1. Landlord
2. Property Manager
3. Tenant
Tenant
When we discuss investing your money in wall street what are we investing in?
1.Real Estate
2.Cars
3.Stocks
Stocks
Which of the following financial institution should you use if you are looking for a higher interest rate and belong to a professional organization such as teachers?
Banks, Credit Unions, Farmers Bank
Credit Unions
Which of the following applies to feedback when dealing with the communication process?
1. opens up communication
2. It closes the loop
3. It is part of the process
It closes the loop
You can access your account from nearly anywhere in the world through ________
1. open banks
2. Automatic Transaction Machines
3. money dealers
ATMs
It is recommended that you pay no more than ____ of your gross income on rent, gas, heat, and electricity.
1. 30%
2. 35%
3. 20%
30%
A personal financial plan can make the difference between being able to do the things you _____ to do and feeling that you'll _____ reach your goals in life.
1.want; never
2.hate;rich
want; never
Who ensures the money in most banks and credit unions.
1.FAA
2.NCUA
3.U.S. Government
The US government
What makes you sound angry or upset when you shout, even if you are not?
1. Yelling
2. Silence
3. Tone of voice
Tone of voice
National Credit Union Administration (NCUA) protects consumers money from which financial institution
1. Banks
2. Wells Fargo
3. Credit Unions
Credit Unions
It is recommended that you pay no more than ____ of your net income on a car payment.
1. 30%
2. 20%
3. 15%
20%
A short-term financial plan should cover a _________ time frame
1.0-1 years
2.1-5 years
0-1 years
If someone remains silent after an argument they are failing too_______________?
1. be nice to you
2. communicate
3. response
A failure of communication
In 2011, Internet retail sales reached almost ______
1. $200 Billion
2. $200 Trillion
3. $250 Million
$200 Billion
A transaction that deducts funds from your account immediately, using an Electronic Funds Transfer transaction is called _____________
1. automatic payment
2. debit card
3. funds card
Debit Card
Studies show that the average person uses at least ___ products every morning before he or she even goes out the door.
1. 10
2. 15
3. 20
15
Your budget is a detailed summary of expected _________ and _________ during a given period.
1. failures and goods
2. income and expenses
income and expenses
Is leasing a car a good option if you drive 174 miles a day because the dealer needs you to break-in the car.
No
A good tip for internet shoppers to follow is be ____________ of prices that are too good to be true.
1. poor
2. suspicious
3. rich
suspicious
Why is Electronic banking, safer than other banking transactions?
1. It allows you to withdraw money fast
2. It withdraws your money the same day
3. It prevents you from carrying a lot of cash
It prevents you from carrying a lot of cash
Online banking and bank statements aren’t as accurate as your checkbook register because
1. Checks you write take a few days to clear
2. Checks you write take a 1 day to clear
3. Checks you write are not safe
Checks you write take a few days to clear