Legal Concepts and Torts
Being legally responsible for harm caused to another person
liability
Document or conduct showing an athlete knows, understands, and voluntarily accepts sport dangers
assumption of risk
Performing this action on athletic gear invalidates warranties and shifts liability solely to the trainer
altering (or modifying) the equipment
Periodic payment made to an insurance carrier by a policyholder to maintain coverage
premium
The diagnostic code book used to identify the specific medical injury or condition being treated on an insurance claim
ICD (International Classification of Diseases)
Failure to use ordinary or reasonable care that a prudent person would exercise
negligence
These specific state statutes dictate the legal scope of practice and state-level boundaries regarding what athletic trainers are legally permitted to do
practice acts
Specific legal timeframe within which an injured party must file a lawsuit for negligence
statute of limitations
Annual out-of-pocket amount owed by the insured before insurance pays claims
deductible
Code book identifying specific medical procedures or treatments administered
CPT (Current Procedural Terminology)
Legal wrongs committed against the person or property of another
torts
Laws providing limited liability protection to individuals voluntarily giving emergency first aid
Good Samaritan law
This foundational legal doctrine assumes that an individual is neither exceptionally skillful nor extraordinarily cautious, but acts with ordinary and reasonable prudence relative to the situation
standard of reasonable care
Policy paying remaining medical bills after primary general health insurance has paid
secondary insurance
Code book identifying specific medical procedures or treatments administered
National Provider Identifier (NPI)
Performing a medical procedure completely outside one's legal scope of practice
malfeasance
Legal doctrine protecting public school or government employees from negligence lawsuits
sovereign immunity
Standard-setting body establishing minimum safety criteria for football helmets
NOCSAE (National Operating Committee on Standards for Athletic Equipment)
Coverage for severe sports injuries requiring lifetime medical care and rehabilitation
catastrophic insurance
This standard insurance provision requires the policyholder to pay a specified percentage of each medical claim out of pocket
copay
Failing to perform a legal duty, such as failing to refer a seriously injured athlete for care
nonfeasance
Statutory time limit permitted for an injured minor to file a suit after reaching age 18
up to 3 years after reaching age 18
Legal principle holding manufacturers strictly liable for injury-causing design or production defects
strict liability
Managed care organization requiring pre-approval and provider restriction, often using capitation
Health Maintenance Organization (HMO)
Code number 845.02 of this specifically identifies an ankle injury
International Classification of Diseases (ICD) diagnostic code