Seizure Exempt Values
Definitions
Debt Enforcement
Garnishment
General Overview
100

This is the maximum exempt value that a debtor can claim for necessary clothing

Up to $4000

100

This is the name for a third party that is legally compelled to pay money that they owe to a debtor to the clerk of the court instead.

A Garnishee

100

This is the process of taking legal control of a debtor's property and advising the debtor that the property is no longer under their control.

Seizure

100

A portion of the debtor’s income that is exempt from garnishment to ensure that the debtor retains sufficient income to support themselves and any dependents is known as this exemption.

The Employment Earnings Exemption

100

The two year limitation date countdown starts when the claimant either knew or THIS that the injury or damage has occurred and was caused by the act or omission of the defendant.

Ought to have known

200

This is the maximum exempt value that a debtor can claim for household furnishings and appliances

Up to $4000

200

This is the type of creditor to whom the debtor has granted a security interest in their property.

A secured creditor

200

Once a Judgment Creditor has received full payment, they must complete a status report at PPR within this many days.

15

200

When serving a garnishee summons on a garnishee, you must include a cheque for this amount.

$25

200

If Jane watches Pablo slash her tires on September 1, 2022, and she subsequently files a Statement of Claim on November 2nd, 2022, when does she have to serve Pablo with that Statement of Claim by?

November 2, 2023

300

This is the maximum exempt value that a debtor can claim for one motor vehicle owned by the debtor.

Up to $5000

300

The title for a person employed by a civil enforcement agency to carry out the functions of the agency, such as seizure.

Bailiff

300

In addition to searching the LTO and registering your writ, the law provides for two additional mechanisms to get information about the assets of the Debtor: 1) a Financial Statement of Debtor, and 2) this.

Questioning in Aid of Enforcement

300

The garnishee has two legal obligations upon receipt of the garnishee summons that must be completed within 15 days: 1) they must reply to the clerk of the court, and 2) this.

Send a copy of the garnishee summons to the debtor

300

The three categories of creditors are: Unsecured, this, and secured.

Preferred

400

This is the maximum number of months of food that a debtor can claim for food required by the debtor and debtor's dependents

12 months

400

This is the name for when your client chooses to accept less than the full amount that they are owed in full satisfaction of the debt.

Satisfaction of Judgment

400

Once property is seized, a debtor has this long to serve a valid Notice of Objection.

15 days

400

In garnishment, the only allowable deductions under the "Employment Earnings Exemption" are Income tax, CPP, and this.

EI (Employment Insurance)

400

This is an individual that you hire to personally serve court documents on another party.

A process server

500

This is the maximum exempt value that a debtor can claim for the debtor's principle residence

Up to $40,000

500

This is a form sworn by the debtor stating that they understand that they are holding the property in their possession for the creditor, and that they must keep the property in good condition and surrender it to the bailiff if and when required.

Bailee's Undertaking

500

Under the Civil Enforcement Act, only a designated government official called this can authorize the employment of bailiffs.  

Sheriff

500

If the garnishee does not pay as required, the court can grant judgment for up to this amount.

The total amount of the garnishee summons

500

This is the type of judgment granted when a judge/justice does not immediately issue a decision, and wants some time to think about it.

Reserved Judgment