TRID
Mortgage History
Information Security
LenderLive Story
What Do These Things Have in Common?
100
TILA-RESPA Integrated Disclosure
What is TRID?
100
During the early Middle Ages in England charging interest on a loan was _______
What is illegal?
100
NPI
What is non-public information?
100
Founders of LenderLive (2)
Who are Rick Seehausen and Kim Starley?
100
1929 and 2008
What are times of downturn in the US economy?
200
October 3, 2015
What is the date required to begin utilizing the LE and the CD?
200
mort-gage
What is dead gage?
200
Identity Theft and Deterrence Act
What is the law that makes identity theft a federal crime?
200
Mortgage Services (3)
What is Fulfillment, Servicing, Secondary Market?
200
The Federal National Mortgage Association, the Government National Mortgage Association, the Federal Home Loan Mortgage Corporation
What are government sponsored enterprises (GSEs)?
300
Reverse mortgages and home equity lines of credit (HELOCs)
What are exempt transactions under TRID?
300
Borrowers earn the absolute right to recover a property if the loan was paid, even when it was past due.
What is equity of redemption?
300
viruses, worms, Trojan horse, spyware, spam
What are internet and security risks/threats?
300
Director of Learning and Development (L&D)
Who is Laurie Craig?
300
GFE, HUD, TIL, LE, CD
What are disclosures?
400
Definition of a complete definition (6)
What is name, income, SSN, property address, property value, amount of mortgage loan being sought
400
The stock market crash
What is October 29, 1929
400
Financial Privacy Rule, Safeguard Rule, Pretexting Rule
What are the three rules of GLBA?
400
6
What is LLN lines of business?
400
names, SSNs, income, credit score, phone number, account number
What is non public information (NPI)?
500
When a borrower becomes contractually obligated to the creditor on the loan, which is defined by applicable state law.
What is consummation?
500
1938
When was the HOLC replaced by Federal National Mortgage Association (FNMA)?
500
Enforcement agencies of the regulations (2)
What is the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB)?
500
Employee recognition (3)
What is InstApplause, Employee of the month, Employee of the year
500
WALZ Group, Guardian Mortgage Docs, MOKAN or LenderLive Settlement Services
What are companies that have been acquired by LenderLive?