Consumer Lending
Nearly 30,000 LGE members have one of these LGE Consumer Lending Products
What is an LGE VISA Credit Card?
These 2 major mortgage loan programs were catalysts to new loan growth in the mortgage area for 2025
What are LGE's 30 Year 15/15 Adjustable-Rate Mortgage & RATE RESET Mortgage?
Commercial Lending (and the other areas, too!) assesses these 4 criteria when underwriting new loans
What are the 4 C's of Credit: Capacity, Capital, Credit, & Collateral?
This key performance indicator grows as the lending portfolio balance grows, grows as interest rates increase, broadly funds much of the activity at the credit union, and nearly reached a whopping $94 Million by the end of 2025.
What is Interest Income?
This largest segment of the consumer loan portfolio equaled about 52% of the total consumer loan portfolio in 2025, amassing $297.5MM
What is Used Auto Loans?
One of these adversarial lending metrics might be the greatest inhibitor to explosive portfolio growth
What are Payoffs, Paydowns, or Amortization? Also accepted: Delinquency
This tax is collected by the county, is equivalent to $3 per thousand financed, and is exempt for Credit Union real estate loans
What is Intangible Tax?
This immensely respected LGE Lending Leader played a critical role by propelling the credit union lending teams through the Covid-19 Pandemic, leaving a lasting legacy
Who is Susan Tillery?
This consumer lending product protects members against inherent negative equity risk on new vehicle purchases
What is GAP Insurance?
This most-impactful mortgage loan purpose (between Purchase, Refinance & Home Equity) is where LGE Mortgage Center continues its focus in 2026 & beyond
What is Purchase Loans?
This calculation measures the member business lending limit
What is 1.75 x the Minimum Net Worth required?
This illustrious LGE Lending Leader was often seen crossed-legged and reaching for his pack of cigarettes to signal the end of a meeting
Who is Hank Branch?