Insured Person(s)
All of the following would be considered an insured person except:
A. You
B. Your Spouse
C. A child living in the home
D. Someone Driving the car without permission
D. Someone Driving the car without permission.
All expenses incurred in settlement of a claim, or defense of a lawsuit is covered by?
Duty to Defend
In a split limits policy what is the 3rd limit referring to?
Property Damage
A reason in which an insured would not be covered?
Exclusion
You or a relative with respect to an accident arising out of the ownership, or use of a covered car
Insured Person
Payments for defense expenses will not be covered if the accident is caused by:
Intentional or Criminal Acts
The limit of liability shown on the Dec Page is the ____
we will pay in the event of an occurence.
Most
Is a driver covered while doing ride-share (Uber, Lyft, etc.)
No
Use of a trailer is covered when the trailer is attached to
A Covered car or non-owned car operated by an insured person
All reasonable expenses, including loss of earnings, not to exceed $_____ a day, incurred at our request.
200
A policy with separate limits for bodily injury per person, per accident, and property damage is?
A split limit policy
Would a driver engaged in a speed contest be covered?
No
A person related by blood, marriage, or adoption, including any dependent child who is a resident of your household, or away from home if:
under the age of 25
and intending to continue to reside in your household
A Relative
In addition to medical expenses liability coverage will cover expenses for:
Pain and Suffering
Anthony has a split limit policy with limits of 25,000/50,000/15,000. Anthony gets into an accident and causes $40,000 worth of property damage, how much will his insurance pay?
$15,000
Someone using a vehicle for ______ purposes, such as landscaping, maintenance, or livery services is excluded.
Commercial
If Jeremiah is driving with Paul Mitchell (A non-relative who does not live with him) and causes an accident injuring both Paul Mitchell and Lee who is driving the other car, who would be covered under Jeremiah's liability insurance.
Paul Mitchell and Lee
What amount will be payed for a bail bond required because of an accident?
Up to $250
What is the minimum limit for Liability Insurance in AZ
25,000/50,000/15,000
Which of the following scenarios are excluded from liability.
A) Insured crashes into a coffee shop
B) Insured car is melted by nuclear radiation
C) An insured crashes into neighbors car
D) An insured is driving and crashes into a person racing
B) Insured car is melted by nuclear radiation