Abbreviations
General Knowledge
Provisional Liability
Reasonable Excuse
Lucky Dip
100

What is IPC?

Independent Physio/Psych Consultant

100

Can we accept a claim once notified of an injury?

No.

100

What does Provisional Liability entitle a worker to?

12 weeks of weekly benefits and up to $10,000 in medical expenses

100

Can you apply a reasonable excuse on a claim after day 7?

NO.

100
If a worker causes their own injury in the workplace who do we hold accountable for this incident?

No one - NO FAULT SCHEME

200

What is IPP?

Information prediction principles

200

What are the different types of Liability?

Accept

Decline/Dispute

Reasonable Excuse

Provisional Liability

200

When should we make the initial weekly benefit payment?

Within 7 days

200

How long should a reasonable excuse be applied?

RE should be applied until the reasonable excuse grounds have been satisfied OR if a Workers Injury Claim Form and valid COC (or appropriate alternative medical evidence) is received.

200

If EML accepts a claim, is EML or the employer liable forever.

No. Benefits for a claim are only available for a closed period of up to 5 years (if the worker is able to demonstrate some capacity).

300

What is MSP

Medical Support Panel 

300

How many days to make an initial liability decision?

7 calendar days

300

What happens when provisional payments expire?

We are required to make a further liability decision on the claim.

300

What is a worker entitled to under a Reasonable Excuse?

Up to $10,000 in medical expenses.

300

If a worker has been terminated prior to the claim lodgement, are they able to make a claim?

Yes they can! As with any claim you should gather as much information through discussion with all stakeholders to make an informed and soundly based decision.

400

CDD

Communication, Documentation, Data

400

What is the eligibility criteria for a claim?

1. Worker must have suffered an injury during the course of employment

2. Worker must meet the location territory requirement (NSW)

3. Worker must be defined as a worker

4. Employment must be a main or substantial contributing factor

400

True or False: Provisional acceptance of a claim cannot be made if there is insufficient information.

FALSE!

400

TRUE or FALSE: You have 7 days from receipt of a Workers Injury Claim Form and valid COC (or alternative appropriate medical evidence) to apply a subsequent liability decision. 

FALSE - you have 21 calendar days 

400

If an employee is injured at a work event, can they put in a claim? 

If an injury arises from an activity where the Worker was authorised, encouraged, or permitted by their Employer to attend, this would be reasonably open to satisfy the requirements of a workplace injury.

500

HPP

Health Protection Principles

500

What are the three main responsibilities as a CM in determining liability

1. review evidence

2. soundly based evidence (based on current law and all available evidence)

3. Engage stakeholders in decisions

500

What information is provided in the standard PL letter

PIAWE

indicative amount of weekly payment and how the amount has been calculated

what to do if the worker disagrees with the amount or does not receive payment

initial injury management information

500

What are the 7 reasons that constitute a Reasonable Excuse?

  1. There is insufficient medical information
  2. The injured person is unlikely to be a Worker
  3. The insurer is unable to contact the Worker
  4. The Worker refuses access to information
  5. The injury is not work related
  6. There is no requirement for weekly payments
  7. The injury is notified after two months
500

Can a worker who has had property/valuables damaged during the course of a workplace incident have this reimbursed, repaired, or replaced?

Yes.