A&S
Life insurance
100

A client is moving abroad for a few months and has Critical Accident Recovery Plan (555) with us. Client is enquiring if he would be covered abroad as well if he was to suffer an accident. What is the best advice you can give to the customer?  

They will be covered for everything except hospital benefit.

100

What is the max life ins coverage benefit we offer at TD?

10 M

200

On which policy Client could have an optional AD rider?  

a) 555 

b) 961/962 

c) 963 

d) CIRP grandfathered  

e) all except (d) 

f) All  

 

200

Which Policy from the list below does not covers death due to Suicide.

 T-10 issued in 2019 

b) T-20 issued in 2020 

c) 983 issued in 2012 

d) All 

300

Which of the following policies could be a joint and family coverage?

  1. ADI, AD and CARP. 

  1. AD,CARP and CIRP 

  1. CARP/ AD 

300

From the list below who will be eligible for WOP (Waiver of benefit Premium) at the time of application?

  1. Someone who is a student and working part-time. 

  1. Someone who is not approved for a policy as standard rate and has rating on the policy 

  1. Someone is used to work full time but now on maternity leave. 

  1. Someone who has an active policy and would like to add it.

400

Which policy would require UW process (Underwriting

  1. 983 AD grandfathered  

  1. CIRP 

  1. T-100 

  1. GALI 

  1. Both (b) and (c) 

  1. Both (b) and (d) 

400

What is the latest age to be eligible for a T-100?

  1. 65 as it reduces by 50 %  

  1. 69 

  1. 70  

  1. 75 is the last age 

500

What is the broken bones coverage for dependent children under CARP coverage?

750

500

My name is John, I've applied for PR and received an acknowledgement from IRCC regarding my application submission. Can I apply for life insurance?

Yes, 100K max with NO WOP