Credit
What is Credit?
Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later.
What is FAFSA?
Free Application for Federal Student Aid (FAFSA®)
What is a budget?
A budget is a spending plan based on income and expenses.
What age do you start paying for your own healthcare? Where do you go for medical assistance in college?
26; There is always a clinic/hospital on campus
You want to go to summer school but you don't want to pay the University prices? What can you do?
Take classes at the local community college and transfer them in.
What is a credit score?
Credit score ranges from 300 to 850 and is a numerical rating that measures a person's likelihood to repay a debt. Primarily based on a credit report, information typically sourced from credit bureaus.
When do I have to payback a student loan?
6 months after graduation (some circumstances can change that)
Anyone who works; 15+ (Required by age 19)
You are running low on your meal plan and you have 1 month left before the semester ends. What do you do? What are some options you have?
Im not sure how I will pay for college or anything after high school? What are some realistic options?
Using FAFSA, pell grants, scholarships, payment plans paid with a part-time job, or work study
What age typically do you start building credit?
The minimum age to get a credit card and establish a credit score is 18; you CAN establish credit sooner....using apps like SELF
What is the difference between a loan and a grant?
A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded usually only to undergraduate students who have not earned a bachelor's or a professional degree.
What does it mean to get paid "bi-weekly"?
Pay checks are distributed every 2 weeks for a total of 26 pay check per year.
You're having conflict with your roommate! You want to move now! Who do you speak with to help resolve the issues between you all?
Resident's Assistant (RA) RAs provide leadership to residents and help to create and maintain an accepting, respectful, and friendly atmosphere that stimulates student learning and development while living in the dorms.
I heard the Political Science teachers are all hard. How do I know what professors to take?
You can talk to your college advisor, ask other students in your department/major, you can also check out https://www.ratemyprofessors.com/ for reviews
What do you need to have good credit for?
To get Cars, apartments, loans, sometimes a bank account and jobs
How much money does a person get to go to college?
Everyone gets $57,500 and up $138,500 for an additional graduate or professional degree
What does IRS stand for?
The Internal Revenue Service is the nation's tax collection agency and administers the Internal Revenue Code enacted by Congress
Speak with your teacher first to see if there is an alternative time/day for the class, speak with your counselor as well about an alternative time/day for the class or consider withdrawing from the class and replacing with needed another class. Again, you want to speak with your counselor about the withdraw dates and penalties.
You're classmate was just accused of plagiarism. What office will be contacting them to discuss the academic violation?
Registrar's office maintains, interprets, and monitors academic policy, intergrtiy and communicates procedures to faculty, students, and the College's various constituencies.
Where can you check your credit accurately?
My Fico
Who completes my FAFSA? and why?
Your parent/guardian because its based on their tax information, dependents, etc.
What does it mean if you get paid "semi-monthly"?
Pay checks are distributed two times a month, usually on fixed dates such as the 1st and 15th, or the 15th and 30th; 24 pay checks per year
Oh no! You ran out of money from your book stipend but you need one more Physical Science book for the semester. What are your options?
Buy the book on your student account and purchase at the end of the semester (Must be paid back before enrolling in 2nd semester OR you can order a used or rent book from AMAZON, EBAY or CHEGG or you can check the school library for the book (Check the Edition for accuracy)
You just received an email that you owe a balance for school. You thought your tuition was covered? Who do you go speak with? What options might you have to cover the balance?
Bursar's Office; You may be able to put the balance on a "Promissory Note" a signed agreement promising to pay a stated sum for a later date or in installments
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