Renting
What are some things you need to think about before renting
What age do you need a workers' permit
14-16 years old
What are the benefits of buying a car from a dealership
Monthly payments improve credit and you don't have to pay it in full right away
Whats the best age to start investing
18 years old
What's one of the first ways people build credit
Paying bills on time
What are some things you should look for when touring
Parts falling apart (door frames, railings, etc), chipped paint, water damage
Someone that can contest for your work ethic
What should you do before you buy the car
Get a quote from an insurance company to make sure you can afford it every month
What's one of the best investing accounts
Roth IRA
What's a common mistake people make with credit cards
Spend to much on it each month and forget to pay it off
Why does having a good credit score matter
Having a good credit score shows that you are responsible and will pay rent on time.
What are some things employers look for
Experience, availability
What is a down payment
The amount you pay at the dealership determines how much you will pay each month after.
How much of each paycheck should you put into investments/savings
40-50%
What percent of a credit limit should you use
Why should you apply to multiple locations
Managers and owners are looking at many people to lease their house to, so it's not guaranteed that you'll get the place you want.
What should you do before applying
Look at the range of wages they are willing to give and set what your minimum will be
What should you do when inspecting a used car
Look for any rust or any broken parts of the car
Annual Percentage Yield
What is APR
Annual percentage rate
Why should you read the full lease agreement
To make sure there's no random clause that could allow the manager to kick you out for something little.
What's one mistake people make most often
Applying to one job at a time
What is good background information you should look up
Reliability of the engine
What's the difference between a bank and a credit union
The ownership structure. A bank is owned by shareholders.
What's the sweet spot for credit score, and why
700+, having a 700 or higher shows that you pay your bills on time