Taxes
The amount of money you earn, typically in a paycheck, BEFORE payroll taxes and other deductions are taken out.
Gross Income
A plan for using income to meet financial obligations. It tracks how much income a person receives and details how that money will be allocated to pay for expenses, build savings, and meet financial goals.
Budget
A strategy in which saving is prioritized and made an essential cost in a budget. Typically, in (PYF HINT) a certain percentage of income is deposited in a savings account each month.
Pay Yourself First
George Harrison wasn't the kind of guitar player who tore off wild, unpredictable solos in this band, but you can sing the melodies of nearly all of his breaks.
Beatles
_________is about being aware of and accepting what’s happening in the present moment. This can help you learn to notice and accept your thoughts and feelings without judgement.
Mindfulness
Your income minus taxes and deductions
Net Income
A financial arrangement in which money is borrowed for a purchase and paid back at a later date. It allows consumers to make purchases that they wouldn’t be able to afford if they had to pay the full price in one installment.
Credit
A tax paid for valuable property such as real estate and vehicles.
Property Taxes
Often regarded as one of the greatest songwriters of all time..has been a major figure in popular culture during a career spanning nearly 60 years. Much of his most celebrated work dates from the 1960s, when songs such as "Blowin' in the Wind" (1963) and "The Times They Are a-Changin'"
Bob Dylan
A behavioral strategy that can make it more likely that you get what you want from other people. It is not a Jedi mind control trick.
DEARMAN
An amount subtracted from your taxable income for certain expenses.
Deduction
A record of a borrower’s credit history. It is produced by the credit bureaus and typically consists of four sections: personal information, financial account history, history of credit applications, and public records
A credit report
A loan made to purchase property, generally real estate. The borrower pledges the property to the lender as collateral to guarantee repayment of the loan.
Mortgage
He was a Fifties-style icon who was what the Sixties were capable of, and then suddenly not.
Elvis Presley
The perfect balance between reason and emotion.
Wise mind
A refundable tax credit targeted at workers who make low to moderate incomes.
Earned Income Credit
Occurs when a borrower is unable to meet the obligation of debt repayment.
Default
Any resource (tangible or intangible, owned or controlled) that holds value. In other words, these resources contain a value that can be converted into money.
Asset
The frontman had that conversational quality that came from R&B singers and bluesmen, that sort of half-singing, not quite holding notes. The acceptance of his voice on pop radio was a turning point in rock & roll. He and his band broke open the door for everyone else. Suddenly, Eric Burdon and Van Morrison weren't so weird
The Rolling Stones
Learning how to ________ your emotions and their effect on your life is the first step to controlling your high-intensity emotional reactions.
Recognize
Your gross income less above-the-line deductions like student loan interest. This is the basis for your income taxes.
Adjusted Gross Income
The amount of money due on a loan before interest.
Principal
The yearly interest rate charged on borrowed money. The rate is expressed as a percentage and indicates how much interest the borrower will pay over the course of a year.
Annual Percentage Rate
This song, School Days, lyrics helped establish rock & roll as a direct chronicler of teen America’s experience, especially in its most famous line, still one of the greatest couplets rock ever gave us: “Hail, hail rock & roll, deliver me from the days of old.”
Chuck Berry
To control your overwhelming emotional reactions, it’s first necessary to __________ the emotional process so that it can be examined.
slow down