Budgeting for Independence
Understanding Credit
Insurance and Risk Management
Career Exploration
100

What is Cash Flow?

Your income

100

What is a credit report?

 A credit report is a summary of your credit history.

100

What insurance do you legally have to have

Car insurance

100

What interests you?

Some activities that you enjoy doing in your spare time could provide you with insight regarding what careers are appropriate for you.

200

What are your expenses?

Your expenses include monthly costs plus unexpected items.

200

What is credit

Credit refers to the ability to obtain goods and services

200

What is a premium?

This is the regular payment you make to have insurance coverage.

200

Who has these skills or talents 

Cranking 90s 

any fortnight pro 

300

What is debt

Debt refers to something you owe to another party, typically money.

300

What factors affect a credit score?

Payment history, and amounts owed

300

What is a deductible?

This is the amount you pay out-of-pocket before your insurance starts to pay for covered services.

300

What are your Preferences 

(independently, in a team)? What work environments do you prefer?

400

What is a budget

A budget is a guide that keeps you on the path to reach your financial goals.

400

What is a credit card?

A credit card is a payment card that allows you to borrow money to make purchases.

400

What is a copay?

A copay is a fixed amount you pay for certain covered services, like a doctor's visit or prescription.

400

What are the job requirements

What education or training is needed for your chosen career?

500

What are your financial goals?

Trying to pay off credit card debt, build an emergency fund, or save for retirement.

500

Why is a good credit score important?

A good credit score can help qualify for loans and credit cards with better rates and terms.

500

What is an out-of-pocket maximum?

his is the most you'll pay for covered services in a year. After you reach this limit, the insurance company pays 100% for covered services.

500

Should the job you pick make you happy?

YES