Insurance
Name the different kinds of insurance.
What is health, car, renters, pet, life, dental, vision, liability, etc.
Who funds pre-il and il placements (3 agenecies)?
What is DCF, DDS, and DMH
What is the Wage and Tax Statement that employers provide to employees yearly to report annual wages and taxes withheld.
What is a W-2
Massachusetts law allows you to apply for a work permit starting at this age — though some jobs remain off‑limits until you’re older.
What is 14 years old
This is the minimum age at which a teen in Massachusetts can apply for a learner’s permit. *EC for a license age.
What is 16 years old, 16 and 1/2 for license if requirements are complete
Name some car insurance companies.
What is progressive, liberty mutual, maphre, Quincy mutual, geico, allstate, etc
What is the VPA is terminated and all services are lost
What is the IRS form filled out upon being hired that tells your employer how much federal income tax to withhold from your paycheck
What is a W-4
During the school year, if you’re 14 or 15, Massachusetts law says you can only work between these hours of the day.
7 am to 7 pm
When you have a permit, you must always drive with this type of person in the car.
licensed adult over 21 years old
What are some of the penalties of not having different insurances?
What is a fee on taxes dependent on income for health insurance, criminal charges as well as a ticket fee for car insurance, and losing all your belongings or covering repairs with renters' insurance.
Until what age will DCF fund an independent living placement?
What is 22
What is a 6.25% charge in Massachusetts that is consumption tax collected by sellers from buyers on goods and certain services, paid to state and local governments
What is a sales tax
Who needs to sign off on a workers permit (4 people)?
What is myself, the employer, the guardian, and school district
In Massachusetts, junior operators must complete this before taking a road test.
What is getting your permit, parents attending a 2-hour class, 40 hours supervised by an adult over 21 who has had their license for over a year (30 hours if drivers ed is completed), 30 hours of in class drivers' education with 12 driving hours and 6 observation hours
Through what 3 means can you acquire health insurance?
What is masshealth through the government, through an employer, or masshealth connector
What is an expectation with being in an independent living program?
What is cleaning up after self, cohabitating with others, working or going to school, no assaultive or destructive/criminal behavior, making appointments, managing transportation
What is the result of not filing your taxes?
What is risk of federal jail, owing debt to the government, and having to answer to the IRS
Massachusetts employers must keep the original work permit for each minor they employ on file at the workplace until this happens.
What is they turn eighteen
This is the name of the driver's license that those under the age of eighteen hold.
What is junior operator's license
Who is the person you can appoint to support you in making medical decisions on your behalf?
What is a health care proxy
Name a pre-IL or IL program.
What is centerboard, communities for people, seven hills, NFI, RFK
When are taxes due each year?
What is April 15th
How many questions do you have to get right to pass a permit test in MA?
What is 18 of 25 questions