Money Moves
This is a plan for how much money comes in and where that money needs to go.
What is a budget?
Milk, meat, leftovers, and other perishable foods should generally be stored here instead of left on the counter.
What is the refrigerator?
Looking at someone, listening without interrupting, and responding to what they actually said are examples of this skill.
What is active listening?
You miss the bus to an appointment. Name one responsible next step instead of simply giving up.
Call the provider, check the next bus, contact transportation, or communicate that you may be late.
Water, regular meals, sleep, and basic hygiene are examples of meeting these everyday wellness needs.
What are basic self-care needs?
Before using your debit card, checking this can help prevent an overdraft.
What is your available balance, including pending charges?
These two common cleaning products should NEVER be mixed because they can create dangerous toxic gas.
What are bleach and ammonia?
"I feel frustrated when plans change without notice” is an example of this type of communication statement.
What is an I-statement?
Your phone is almost dead and you need it later for transportation. What practical decision could you make now?
Charge it, conserve the battery, use low-power mode, or arrange transportation before it dies.
Walking, music, journaling, calling someone supportive, or deep breathing can all be examples of this.
What is a coping skill?
Rent is due Friday, but you want new shoes today. Choosing rent first means you can tell the difference between these two things.
What are needs and wants?
When a toilet is clogged but not overflowing, this basic household tool is usually the first thing to try.
What is a plunger?
Saying “I can help you with that, but I cannot do it for you” is an example of setting one of these.
What is a boundary?
You notice you only have two days of medication left. What should you do?
Contact the pharmacy or prescriber early and request the refill rather than waiting until you run out.
Hungry, Angry, Lonely, and Tired make up this four-letter recovery check-in tool.
What is HALT?
Two boxes of cereal cost different amounts and are different sizes. Looking at this number helps determine which is actually cheaper.
What is the unit price or price per ounce?
A leaking pipe, broken refrigerator, or electrical problem in a rental should be reported to this person or department instead of ignored.
What is the landlord, property manager, or maintenance department?
Communicating your needs clearly and respectfully without becoming passive or aggressive is called this.
What is assertive communication?
A text says you won a prize but must send your bank information immediately. What should you do?
Do not provide personal information; verify the source independently and treat it as a possible scam.
A person, place, feeling, memory, or situation that increases the urge to return to an unhealthy behavior may be called this.
What is a trigger?
Doing this consistently with loans and credit cards is one of the strongest ways to protect or improve a credit score.
What is paying bills on time?
Before signing an apartment agreement, you should read this document carefully because it explains rent, rules, fees, and your responsibilities.
What is the lease?
During an argument, lowering your voice, slowing the conversation down, and taking space if necessary are examples of this conflict-management skill.
What is de-escalation or emotional regulation?
A text says you won a prize but must send your bank information immediately. What should you do?
Do not provide personal information; verify the source independently and treat it as a possible scam.
Noticing a trigger, telling someone, using coping skills, leaving a risky situation, and reaching out for support are all parts of this type of preparation.
What is a relapse-prevention or wellness plan?