Money Moves
This is a plan for how much money comes in and where that money needs to go.
Budget
Milk, meat, leftovers, and other perishable foods should generally be stored here instead of left on the counter.
Refrigerator
Looking at someone, listening without interrupting, and responding to what they actually said are examples of this skill.
Active listening
You miss the bus to an appointment. Name one responsible next step instead of simply giving up.
Call the provider, check the next bus, contact transportation, or communicate that you may be late.
Water, regular meals, sleep, and basic hygiene are examples of meeting these everyday wellness needs.
Self-care
Before using your debit card, checking this can help prevent an overdraft.
Your available balance
When a toilet is clogged but not overflowing, this basic household tool is usually the first thing to try.
Plunger
"I feel frustrated when plans change without notice” is an example of this type of communication statement.
I statement
Your phone is almost dead and you need it later for transportation. What practical decision could you make now?
Charge it, conserve the battery, use low-power mode, or arrange transportation before it dies.
Walking, music, journaling, calling someone supportive, or deep breathing can all be examples of this.
Coping skill
Rent is due Friday, but you want new shoes today. Choosing rent first means you can tell the difference between these two things.
Needs and wants
These two common cleaning products should NEVER be mixed because they can create dangerous toxic gas.
Plunger
Saying “I can help you with that, but I cannot do it for you” is an example of setting one of these.
Boundary
You notice you only have two days of medication left. What should you do?
Contact the pharmacy or prescriber early and request the refill rather than waiting until you run out.
This means recognizing your emotions and understanding how they can affect your thoughts and behavior.
Self-awareness
Two boxes of cereal cost different amounts and are different sizes. Looking at this number helps determine which is actually cheaper.
Unit price or price per ounce
A leaking pipe, broken refrigerator, or electrical problem in a rental should be reported to this person or department instead of ignored.
Landlord, property manager, or maintenance department
Communicating your needs clearly and respectfully without becoming passive or aggressive is called this.
Assertive communication
A text says you won a prize but must send your bank information immediately. What should you do?
Do not provide personal information; verify the source independently and treat it as a possible scam.
A person, place, feeling, memory, or situation that increases the urge to return to an unhealthy behavior may be called this.
Trigger
Doing this consistently with loans and credit cards is one of the strongest ways to protect or improve a credit score.
Paying bills on time
Before signing an apartment agreement, you should read this document carefully because it explains rent, rules, fees, and your responsibilities.
Lease
During an argument, lowering your voice, slowing the conversation down, and taking space if necessary are examples of this conflict-management skill.
De-escalation or emotional regulation
Your friend falls, hits their head, and becomes unconscious. What should you do? What should you not do?
Call 911 and follow the dispatcher's instructions; do not move them unless necessary for immediate safety.
Noticing a trigger, telling someone, using coping skills, leaving a risky situation, and reaching out for support are all parts of this type of preparation.
Relapse-prevention or wellness plan