Housing
Employment
Money Management
Spotting a Scam
Miscellaneous
100
Name 3 monthly expenses associated with renting an apartment.
Rent
Utilities (electricity, gas, water)
Renter's Insurance
Cable/Internet
Pet Fee
Trash/HOA Fee
100
If you are going to be late or out sick from work, what should you do?
Call your supervisor.
100
A type of bank account where you deposit money to be saved and it earns interest
A Savings Account
100
What are examples of personal information you should protect?
Full Legal Name, Mailing Address, Social Security Number, Medical Insurance Information, Credit Card Information, Bank Account Information
100
What is a Primary Care Physician or PCP?
A doctor one sees for routine medical care and a yearly physical exam.
200
A legal written agreement between a landlord and a tenant specifying rules for renting
A Lease or Rental Agreement
200
A living document that lists your work history, skills/qualifications, and education.
A Resume
200
A living document used to plan and project income and expenses
A budget
200
Is this a scam?
YES
200
How much would a LYFT cost to get you from Durham Station to Southpoint Mall right now? (Answer within $2)
$15
300
How long is an average apartment lease term length?
12 Months
300
What are three questions you can expect to be asked in a job interview?
"Tell me about yourself."
"What are your strengths?"
"What makes you a good candidate for this job?"
...
300
Identify 2 ways to save money on groceries
Coupons
Sales
Store Loyalty Cards
Buying in Bulk
Store/Generic Brand
300
You find a social media ad for a puppy with a link to a professional-looking website. The seller is remote but they are selling puppies for $1250 including transport – much cheaper than you've seen elsewhere. They are very thorough and want to check you're a good prospective owner, so have asked for a deposit and a lot of information including a copy of your photo ID before they can agree to the sale. What would you do next?
There are red flags in this scenario – the cheap price, the inability to visit the puppy and their request for your identity documents. Genuine breeders may ask questions about your living situation to assess your suitability for the pet, but they don't need personal documents! Never send money or give credit card details, online account details or copies of personal documents to anyone you don’t know or trust.
300
What are the steps to using a fire extinguisher?
400
Money deposited with a landlord to cover costs of damages to a rental unit or unpaid rent when a renter moves.
Security Deposit
400
What is the difference between Gross Pay and Net Pay
Gross pay is what you earn before taxes/deductions. Net pay is what you earn after taxes, or the amount of your pay check.
400
What is the difference between a Debit Card and a Credit Card?
Debit Card : Purchases deduct money directly from your bank account
Credit Card : Purchases credited to the account are paid back with interest
400
Identify a red flag that this is a scam:
Email Address is not from Netflix
You may not have an Amex card
...
400
Name three expenses associated with owning a car?
Car Insurance
Gas
Maintenance
Property Tax
Registration
500
Identify 2 ways to lower utilities costs (electricity, water, gas, etc.)
Turn off lights when leaving the room
Change HVAC filter regularly
Use less heating/air conditioning
Clean dryer lint trap
Cutting off faucet when brushing teeth
500
IRS form required to be filled out when you start a job so they know how much taxes to take out
W-4
500
This document tells potential lenders how risky it is to lend money to you based on your past history of paying bills and maintaining financial accounts.
A Credit Report
500
short for “malicious software” is a file or code, typically delivered over a network, that infects, explores, steals or conducts virtually any behavior an attacker wants."
Malware
500
Your toilet starts overflowing and spilling out onto the bathroom floor - what do you do?
Turn off the water by turning the valve on the wall under the toilet. Try using a plunger to unclog the toilet. If you cannot unclog the toilet, call a plumber. Clean up, assess for water damage, and turn water back on.