Money Moves
What should you do before spending Money?
Make a plan/budget
Name one emotion besides anger that teenage boys feel
Stress, fear, frustration, anxiety, embarrassment
What matters more than the words you use?
Tone and body Language
Name one bill adults usually pay monthly
Rent, Phone, Utilities, Insurance
Every decision comes with a what?
Consequence
What's something that looks cheap now but costs more later?
Late fees, fines, bad credit, unhealthy habits, cheap shoes, drugs
Whats one physical sign your emotions are rising?
Tight chest, fats heartbeat, clenched jaw, shaking, sweating
Name one sign of confident communication
Eye contact, clear voice, relaxed posture, listening
Why does being late hurt your reputation?
Signals disrespect, lack of reliability
What's the short-term reward that leads to long term problems
Skipping work/school, substance use, impulsive spending, fighting
If you save $20 a week, about how much is that in a year?
$1000
Whats a smart move when emotions are high?
Pause, breathe, walk away, don't respond immediately
Fix this: "You always got a problem with me."
"It feels like we keep clashing, can we talk about it?"
What's one thing employers care about besides skill?
Attitude, reliability, communication, work ethic
What's one reason peer pressure works
Desire to fit in, FOMO, fear of being judged
What's the danger of "I'll pay it back later?" thinking?
Debt piles/ you spend money you don't have
Why is yelling usually a loss of control, not power?
escalates problems, shows you're overwhelmed
What happens when you interrupt instead of listening?
People shut down, conflict increases, you misunderstand information
What happens if you ignore responsibilities long term?
Stress, Consequences, Lost Trust, Limited opportunities
What's one smart choice to make when a situation feels risky
walk away, pause, ask for help, think
What habits matters more than making a lot of money?
Saving, staying Sober
What is the strongest person able to do when angry?
Stay calm, breathe, choose responses wisely
What's the difference between being aggressive and assertive?
Aggressive = disrespectful, assertive = confident + respectful
What's the biggest difference between a boy and a man
Accountability and responsibility
What question should you ask before any big decision
"How will this affect me later?"