What does a budget help you do?
A) Spend more money
B) Track income and expenses
C) Increase debt
D) Avoid bills
B) Track income and expenses
What does “lease” mean?
A) Ownership
B) Rental agreement
C) Utility bill
D) Loan
B) Rental agreement
Being on time means arriving:
A) Whenever
B) Early or at start time
C) After your boss
D) Only when reminded
B) Early or at start time
Emotional intelligence means:
A) Being emotional
B) Understanding emotions
C) Ignoring feelings
D) Arguing better
B) Understanding emotions
Peer pressure is:
A) Encouragement
B) Being forced by friends
C) Support
D) Leadership
B) Being forced by friends
What is credit?
A) Free money
B) Borrowed money you must repay
C) Extra income
) A savings account
B) Borrowed money you must repay
Which bill is usually paid monthly?
A) Car registration
B) Rent
C) Passport
D) Jury duty
B) Rent
hat is professionalism?
A) Dressing fancy
B) Respectful behavior at work
C) Being quiet
D) Avoiding coworkers
B) Respectful behavior at work
What’s a healthy way to handle anger?
A) Yelling
B) Fighting
C) Taking space and communicating
D) Posting online
C) Taking space and communicating
A smart decision usually involves:
A) Emotion only
B) Quick reactions
C) Thinking about consequences
D) Following others
C) Thinking about consequences
Which expense is a “need”?
A) Netflix
B) Designer shoes
C) Rent
D) Concert tickets
C) Rent
What should you do before signing a contract?
A) Ignore it
B) Ask friends
C) Read it carefully
D) Sign quickly
C) Read it carefully
If you’re sick, what should you do?
A) No show
B) Lie
C) Call or message your supervisor
D) Quit
C) Call or message your supervisor
Setting boundaries means:
A) Being mean
B) Controlling others
C) Protecting your limits
D) Avoiding people
C) Protecting your limits
Which is safest online?
A) Sharing passwords
B) Posting location
C) Strong passwords
D) Accepting all requests
C) Strong passwords
What happens if you miss a credit card payment?
A) Nothing
B) Your score increases
C) Fees and lower credit score
D) You get rewards
C) Fees and lower credit score
If your power goes out, who do you contact?
A) Police
B) Landlord or electric company
C) Internet provider
D) Bank
B) Landlord or electric company
Which is appropriate workplace communication?
A) Yelling
B) Gossip
C) Clear and respectful conversation
D) Ignoring emails
C) Clear and respectful conversation
Active listening includes:
A) Interrupting
B) Multitasking
C) Making eye contact
D) Changing the subject
C) Making eye contact
If something feels unsafe, you should:
A) Ignore it
B) Stay quiet
C) Trust your instincts
D) Record it
C) Trust your instincts
What is an emergency fund for?
A) Vacations
B) Shopping
C) Unexpected expenses
D) Gifts
C) Unexpected expenses
What document proves your identity?
A) Social media
B) Library card
C) Driver’s license or ID
D) Resume
C) Driver’s license or ID
A résumé is used to:
A) Apply for jobs
B) Get loans
C) Pay bills
D) Open bank accounts
A) Apply for jobs
Empathy means:
A) Giving advice
B) Feeling superior
C) Understanding others’ feelings
D) Fixing everything
C) Understanding others’ feelings
A consequence is:
A) A reward
B) A result of a choice
C) A mistake
D) A warning
B) A result of a choice