Opay
This payment method can be used in OPay, but credit cards cannot.
What is a Visa debit card?
OPay always applies payments to these amounts before anything else.
What are past-due amounts?
This type of person can make a payment on a member's loan
Who is anyone?
Loans this many days past due should be transferred to Credit Solutions
What is 60 days?
The daily debit card payment limit in OPay
What is $1,500?
OPay payments generally process within this many business days.
What is 2 business days?
A member making multiple installment loan payments before the due date must do this between payments.
What is advance the processing date to the next day?
Non-members are prohibited from receiving this information.
What is loan account information?
This department handles loans that are locked or seriously delinquent.
What is Credit Solutions?
The daily ACH payment limit in OPay
What is $50,000?
Any amount paid above the regular payment is automatically applied here
What is principal?
These payments cannot be scheduled through OPay.
What are recurring payments?
A non-member must provide this every time they make a payment.
What is the funding account information?
Loans in this status can only be paid by mail or in person at a branch
What is bankruptcy status?
This is the smallest ACH payment a member can submit.
What is $0.01?
This type of payment is not allowed in OPay.
What is a principal-only payment?
This fee is typically charged for agent-assisted OPay payments.
What is $5?
This piece of information is required so receipts and disclosures can be sent.
What is an email address?
This transfer type should be used when sending members to Credit Solutions.
What is a blind transfer?
Payment limits reset at this time each day.
What is midnight?
The system automatically creates one of these after an OPay payment is made.
What is an Interaction History note?
The $5 fee should automatically be waived for these transactions.
What are payoff payments?
Contrary to popular belief, OPay does not require this for a non-member to make a payment.
What is a System ID?
OPay may display this message when a delinquent loan cannot be paid in the system.
What is "Payee account number cannot be verified"?
Collection payment links accept this payment type but not debit cards.
What is ACH (checking or savings account)?