Loan Basics
Rates and Terms
Financial Wellness
1st Advantage FCU
TRUE DAILY DOUBLE
100

This type of loan can be used to consolidate debt

DEBT CONSOLIDATION OR PERSONAL LOAN 

100

Qualified borrowers can lock in rates as low as this APR for Fixed Term Signature Loan Debt Consolidation Special  .

What is 8.74% APR?

100

Combining several debts into one payment can make this easier.

budgeting

100

Members can apply for loans using this type of service available 24/7.

What is online/mobile banking?

100

This AUTO program is designed for members who are just starting to build credit or have not yet established credit.

What is the First-Time Auto Buyer Program?

200

1st Advantage offers loans from this minimum amount.

$500

200

Fixed Term Signature Loan Debt Consolidation Special applies for up to this many months

36

200

OUR website encourages members to take control of this through debt consolidation.

What is their debt?

200

This number identifies 1st Advantage for banking transactions.

What is Routing Number 251480563?

200

A member financing $32,000 would receive this cash bonus under the current auto loan promotion.

What is a $300 cash bonus?

300

Funds from a debt consolidation loan are paid directly to these parties.

Who are creditors

300

The maximum loan amount in the debt consolidation special is this.

What is $20,000?

300

Paying higher-rate debt with a lower-rate loan may save money on this.

What is interest?

300

1st Advantage is this type of financial institution.

What is a credit union?

300

Using a loan calculator, the estimated monthly payment on a $35,000 loan for 75 months at 4.99% is this amount.

What is $544 per month?

400

Personal loans can help simplify these by combining them into one.

What are multiple monthly payments?

400

APR stands for these three words.

What is Annual Percentage Rate?

400

This is a common reason people use personal loans.

What is debt consolidation?

400

The credit union is celebrating this anniversary milestone.

What is 75 years?

400

To earn the maximum promotional cash bonus, a borrower must finance at least this loan amount.

What is $75,000?

500

This loan special is designed to help members save on interest while paying off debt.

Debt consolidation special

500

for the debt consolidation special, 

The promotional loan amount range is $500 to this amount.

$20,000.00

500

This benefit comes from having only one loan payment instead of several.

What is simplified repayment?

500

NAME A BOARD OF DIRECTOR 

  • Sylvester McClellan
  • William Ramsey
  • Laurence Smail
  • Paul Adamo
  • Michael Doucette
  • Tamara Henderson
  • Andrea Via
  • Jacqueline Wynn
500

Existing loans from this institution are specifically excluded from qualifying for the auto loan cash bonus promotion.

What are existing 1st Advantage auto loans?