Managing Your Time, Energy and Tech
Managing Money
Managing Credit
Being a Responsible Consumer
Environmental Responsibility
100

This is a written plan for reaching your goals within a certain time

Schedule 

100

This is the income you make before deductions

Gross Income

100

When you borrow or buy something now but pay for it later, you are using this

Credit

100

This is what we call a person who buys or uses good and services 

Consumer 
100

These are materials found in nature and shared by everyone 

Natural Resources 

200

This means to put off doing something, difficult or unpleasant, until later

Procrastination 

200

This is the income you earn after deductions 

Net Income

200

Name one disadvantage of using Credit 

Overspending 

Expenses 

Serious Debt 

200

This is a paid public announcement about goods services or ideas

Advertisement 

200

These are resources that can rebuild themselves fairly quickly 

Renewable Resources 
300

This is the use of scientific knowledge to improve the quality of life 

Technology 

300

This is the regular expenses you cannot avoid 

Fixed Expenses 

300

Name one Advantage of using Credit 

Convenience 

Establish good Credit 

Emergencies 

Record of Purchases 

300

This is when you look around at completing brands and models of a product in several stores 

Comparison shopping 

300

These are resources that are in limited supply

Nonrenewable resources 

400

This is the proper behavior to use when on the Internet 

Netiquette 

400
This is a cost that does not regularly occur 

Flexible Expenses 

400

Paying bills on time will do this to your credit score 

Raise it 

400

This is when you buy something unplanned or spur-of-the-moment 

Impulse buying 

400

This system includes all living and nonliving things existing in a particular environment 

Ecosystem 

500

This is the proper and polite way to behave 

Etiquette 

500

This card will allow you to perform transactions at an ATM as well as make purchases at stores

Debit Card

500

Paying only the minimum required payment on your credit card will make your credit score do this

lower your score

500

This means to correct something that is wrong 

Redress

500

There are materials that are reprocessed and reused in a different form 

Recycle