Fees
System Errors
Scenarios
Fee Changes
Initial Disclosures
100

This fee is not impacted when your loan amount changes on a CA property. 

What are Transfer Taxes?

100

This is where you go to check that the BAC is mapping/printing correctly on the LE.

What is section 2b of the 1003?

100

An interest rate change may affect this program fee.

What is the buydown subsidy fee? 

100

These are the two states where Carefree has recently updated their fees. 

What are Florida and Texas? 

100

We send day 3 initial disclosures during this time frame (Pacific). 

What is 9am-11am Pacific?

200

The tax service fee increase is valid under this circumstance. 

What is a program change to conventional?

200

What do you do when you are attempting to send an LE and get an error stating "An unexpected LE Request status [leError] was recieved. A new LE was not created"?

Ask Brooklyn to fix the HUD lines. 

200

We take this action on a relocked loan with no pricing changes. 

What is nothing? (Does not require redisclose). 

200

The settlement fee for Carefree in FL now costs this much.

What is $950? 

200

Ask Brooklyn to enter instead of the LO in this circumstance.

What do we do if a day 3 MTH loan is missing the BAC?

300

The appraisal fee can be zero dollars on these types of loans.

What are subordinate liens? 

300

How do you send a new LE on a loan if you receive an error that it is missing the appraisal fee (HUD 804 must be no less than $1.00)? 

Move loan to setup and send from that queue, then move back to origination. 

300

We take this action on a floating loan with increased points when a reinspection fee is added less than 60 days before closing. 

What is remove the reinspection fee? 

300

The title company used by this JV recently updated their settlement fees and provided a summary of fees for redisclosures. 

What is Henlopen Mortgage? 

300

You go to this screen to fill out the anti-steering information. 

What is the Pricing Summary --> Rate Stack?

400

An LTV change can cause this fee to increase.  

What are the discount points? 

400

You are moving queues and get the Loan Program & AUS mismatch error; how do you fix?

Go to PROMO and update the AUS system to match the program.

400

When a reinspection fee is added to a loan more than 60 days before closing and there is no invoice we do this.

What is redisclose the fee as valid for 175 or higher? 

400

This is the calculator we should use to pull TPC NC title fees. 

What is Chicago Title through the FNF website specifically? 

400

When disclosing a subordinate bond loan the lien position should say this. 

What is Second Lien - Stand Alone?

500

Multiple LLPAs can be used to find evidence of eligibility change for this pricing special. 

What is the FTHB Waiver?

500

How can you prevent a redisclosure package from being sent blank?

Only send the package if the document list is filled out. 

500

We are required to disclose a new LE for this MTH change that typically leaves the LE indicator green. 

What is a loan amount decrease? 

500

Mortgage Connect is the new service provider for this JV.

What is FBM (Farm Bureau Mortgage)?

500

These are branch codes for MD loans. 

What is 9513, 7776, 7685?