Lumen
Segmentation & Reserves
Mechanism of Injury (MOI)
ICP & Customer Contact
Miscellaneous
100

The preferred browser when using Lumen

What is Chrome

100

Segment to this when there are no coverage issues, minor injuries/limited treatment, no SIU concerns or EIP isn't sure if they are getting treatment

What is Super Fast Path

100

This type of collision is the most common type of accident and some common injuries include whiplash, muscle strains, herniated discs and headaches. 

What is a rear-end collision

100

This is how many business days you have to contact the customer upon receipt of the ICP activity.

What is 2 business days

100

This is the part of the policy that identifies the policyholder, vehicles on the policy, coverages and endorsements

What is the Declarations Page

200

This tab houses reserves, loss paid and recovery amounts. 

What is the Financials tab

200

Segment to this when coverage is being investigated, there are serious injuries, causality investigations, other open claims, ongoing disabiity claims or prior injuries to the same body part

What is Moderate

200

Some common injuries from striking this part of the inside of a vehicle include injuries to the knee, thigh and hip. 

What is the Dashboard

200

This is how many voice to voice attempts you must make to the injured party if they are not represented by an attorney. 

What is 2 voice to voice attempts

200

This type of exposure should be opened and referred to Casualty when the at fault third-party does not carry enough bodily injury coverage. 

What is an Underinsured Motorist exposure

300

This button allows you to see completed activities from the past 7 days

What is History

300

Segment to this when you are reasonably certain bills will quickly exhaust the policy limit

What is Minor

300

This type of collision/impact can cause passengers to strike the steering wheel or dashboard causing possible injuries such as head, neck, chest and abdominal issues, pulmonary contusions, rib fractures and even fatalities. 

What is a Front Impact

300

This acronym describes how your action plans should be structured. 

What is ART (Actionable, Resolution-focused, Timebound)

300

This should be used when you recieve new information that triggers a decision on the claim or when a claim is reassigned to you.  

What is a Key Event

400

This area of Lumen allows for quick access to view resources, notes, activities and adjuster information

What is the right rail

400

When segmenting to Moderate, this is what reserves should be set to

What is the most likely outcome

400

Internal injuries occur in up to 1/3 of patients because of this inside of a vehicle. Common injuries can be: skin lacerations, shoulder pain, abdominal pain, and chest pain. 

What is a Seatbelt

400

What needs to be reviewed for Medicare compliance during the ICP?

What is eligibility & data field completion/accuracy  

400

This is what you need to request if the policy is $15,000 or greater and you anticipate paying more than $15,000

What is Settlement Authority or SA

500

Click this button to view all details about coverages on the policy, endorsements, listed operators, listed vehicles and policy documents

What is More Policy Detail

500

Use this type of reserve when setting money aside for non loss items such as IMEs and Peer Reviews

What are Expense Reserves 

500

This is the direction your body will move in if you are T-boned on the driver side of your vehicle.

What is the left side

500

When is it ok to waive an ICP call/activity?

What is Never

500

This is what you will do to an exposure when Medical handling is complete but subrogation or litigation is pending

What is deactivate