Medicare Prepping
Throughout the U.S., a team of dedicated volunteers known as SHIP Counselors, provide free, personalized health insurance counseling to those eligible for Medicare.
A SHIP Counselor in Florida is known as...
What is...a SHINE Counselor?
(Serving Health Insurance Needs of Elders)
One of the three H's that Medicare Part A covers.
If you can name all three, you keep the one hundred points. If not, other teams can earn 100 points by naming all three.
What is...
Hospital
Hospice
Home Health services.
Medicare beneficiaries can be screened for these two types of financial assistance programs.
What is...
the Medicare Savings Program and the Extra Help or Low Income Subsidy program.
SMP stands for:
A. Serving More People
B. Saving Medicare People
C. Senior Management Patrol
D. Senior Medicare Patrol
What is...D, the Senior Medicare Patrol!
When it comes to Medicare Part B, how much is automatically deducted from your SS check for 2026?
What is $202.90 unless you are in a high income earner's bracket.
The insurance used by U.S. citizens at least 65 years of age OR someone that is younger than 65 years of age and diagnosed with ESRD, ALS or are receiving Social Security Disability.
What is...Medicare?
If you need home health care, physical therapy or a visit with your doctor, the service provider will bill this Medicare part.
What is...Medicare Part B?
Annually, a Medicare beneficiary will be responsible for an initial out of pocket cost for Part B.
If you can name the 2026 out of pocket cost, you keep the 200 points. If not, another team can earn 200 points.
What is...the Medicare Part B deductible.
which is $283.00 for 2026.
SMP does the following:
A. Drive around in unmarked vehicles looking for scammers signage to report.
B. Assist beneficiaries to prevent, detect and report health care fraud.
C. Assist Medicare beneficiaries monitor fraudulent activity at doctors offices.
D. None of the above.
What is...
B. Assist beneficiaries to prevent, detect and report health care fraud.
This program is offered by the Department of Children and Families to help pay the out of pocket costs associated with Part B expenses.
What is the Medicare Savings Program?
This enrollment period includes the 7mths surrounding your 65th birth month.
What is...the "initial enrollment period (IEP)!
Part C also known as Medicare Advantage Plans such as HMO, PPO, SNP are required to meet all of the basic parts of original Medicare but not all coverage will be the same.
You can enroll in these plan types by contacting Medicare, SHINE or this entity!
What is...a Private Insurance company?
When you are admitted to a SNF or a hospital, you hope to have this health insurance coverage to help pay the bill.
What is...Medicare Part A Hospital coverage?
What is/are the best way(s) to protect Medicare beneficiaries from Medicare fraud?
A. Contact the SMP if you have any questions or concerns about unusual activity.
B. Open and review the MSN/EOB for unusual or erroneous charges.
C. Do not give out PHI to unsolicited callers.
D. All of the above.
E. None of the above.
What is...D. All of the above.
A. Contact the SMP if you have any questions or concerns about unusual activity.
B. Open and review the MSN/EOB for unusual or erroneous charges.
C. Do not give out PHI to unsolicited callers.
This program helps reduce out of pocket expenses associated with prescription drug costs.
What is the Extra Help/Low Income Subsidy. This is offered by the Social Security Administration.
If you do this in your lifetime, you will not have to pay a monthly premium for Part A Medicare Health Insurance.
What is...work 40 quarter hours?
You might use this Medicare part when visiting a pharmacy to fill and pay for a prescription.
Name both and you keep your 400 points, if not, another team can also earn 400 points.
What is...a Medicare Part C with Prescription Drug Coverage or a Stand alone Part D Prescription plan
In 2026, the annual maximum out of pocket prescription drug costs for Medicare beneficiaries is...
What is...$2,100?
If you are a caregiver and you notice your client has received a bunch of DME equipment that is not medically necessary for patient care, you should do this:
A. Mind your own business.
B. Utilize them for patient care.
C. Contact their Doctor's office to confirm the devices are medically necessary for patient care?
D. None of the above.
E. All of the above.
What is...
C. Contact their Doctor's office to confirm the devices are medically necessary for patient care?
Will the MSP/LIS benefits remain in effect a lifetime?
A. Yes
B. No
This is the agency most people will contact to activate Medicare.
What is...the Social Security Administration?
Some people with Original Medicare will purchase this type of coverage to help pay their co-payments, coinsurance and deductibles not covered by Original Medicare Part A or B.
What is...a Medicare Supplement or Medigap Plan.
A Medicare beneficiary can avoid this if they enroll in the different parts of Medicare in a timely fashion.
What is...a penalty?
We must all do this to help ensure the pot of gold is not in jeopardy from scammers
Prevent, Detect & __________.
What is...Report?
Name the free and unbiased organization that can assist a beneficiary in completing the MSP / LIS applications?
What is SHIP/SHINE.