Medicare Part A
What is Part A also called?
What is hospital insurance?
Is Part B something you must take, or can you choose?
What is its optional, but most people take it
What is another name for Medicare Advantage plans?
What is Medicare Part C
What does Part D help pay for?
What is prescription drugs
What do we call a second insurance plan that pays after Medicare?
Medigap / Supplement Insurance
Who signs you up for Medicare?
Who is Social Security/Railroad Retirement Board?
What type of services Medicare Part B cover?
What are Doctor visits, lab tests, preventive care, outpatient care
What do you need to have before you can join a Medicare Advantage plan?
What is both Medicare Part A and Part B?
What do we call the list of drugs that a Part D plan covers?
What is Formulary
When can someone say “no thanks” to a Part D plan?
If they have other creditable drug coverage
What type of place does Part A cover if you need short-term care after a hospital stay?
What is a skilled nursing facility?
After you pay your deductible, what percent of the bill does Part B usually cover?
What is 80%?
What extras can Advantage plans give that Original Medicare does not?
What is vision, dental, hearing, gym memberships, etc.
What are the three stages of Part D coverage in 2026?
What is Deductible → Initial coverage → Catastrophic / cap at $2,100
What is the “Medicare Savings Program” for?
Helps pay Medicare costs for people with limited income
What Kind of care does Medicare Part A pay for if you are admitted to the hospital?
What is inpatient hospital care/ hospital stay?
Outside your first sign-up time, how often can you join or change Part B?
What is during the Open Enrollment Period, from October 15 to December 7 each year?
Can you go to any doctor or hospital with a Medicare Advantage plan?
No, you usually must use the plan’s network
If you skip Part D when first eligible, what extra cost may you pay later?
What is Late Enrollment Penalty?
What is the time each year to review and change Medicare plans?
What is Open Enrollment Period, from October 15 to December 7?
In 2026, how many days does Part A cover in a skilled nursing facility each benefit period?
Up to 100 days if requirements are met?
In 2026, what is the yearly deductible you must pay before Part B helps with costs?
What is $288
In 2026, what is the highest out-of-pocket limit Advantage plans can set for in-network care?
What is about $9,250
In 2026, what is the most you’ll pay out-of-pocket for prescriptions before the plan covers the rest?
What is $2,100 per year?
What is the program that gives extra help with drug costs if you have low income?
Extra Help / Low-Income Subsidy