One Flu over the Cuckoo's Nest
A common sickness that has an abrupt onset.
The flu
A medication used for sneezing, cough, etc. during a particular season of the year.
Allergy medication.
A non-taxed account where money rolls over to the next year.
HSA
The three main health plans (acronyms).
HMO, PPO, HDHP
Bill = $3,000
Deductible = $1,000
Co-insurance = 20%
$1,400
Can sometimes be accompanied by a fever, but it is not very common.
A cold
A pain medication that metabolizes in the kidneys.
Ibuprofen.
The monthly amount you pay for health insurance.
Premium
A person who does not go to the doctor or need much medical support throughout the year.
Bill = $4,500
Deductible = $2,300
Co-Insurance = 20%
$2,740
The best/easiest way to prevent getting sick.
Washing your hands.
Acetaminophen
The term for the most you will pay for medical.
Out of pocket max.
A plan with more restrictions, but lower premiums.
HMO
Bill = $5,689
Deductible = $3,321
Co-Insurance = 20%
$3,794.60
The three vitamins known to help keep you healthy.
Vitamins A, C and E
You should take Pepto Bismol if you have nausea, heartburn, indigestion, upset stomach or...
Diarrhea.
The percentage you pay after hitting your deductible
Co-insurance
The plan that lets you see specialists without a referral, BUT you must stay within network.
PPO
Which plan costs less?
Option 1:
Premium: $237
Deductible: $250
Option 2:
Premium: $64
Deductible: $1,250
Option 2
How far a sneeze can travel.
19 to 26 feet (MIT study)
A cold medicine that you need to get from behind the pharmacy counter.
Sudafed.
Health Maintenance Organization
Assuming you stay on your parent/guardian's insurance as long as you can, what month/s and in what year of your life would you sign up for your own medical insurance?
November - January at 26 years old.
UMP Plus