Checking Accounts
This account is a building block for members who may need to work up to a better banking history and available on youth memberships.
What is a Surebalance Account?
This is the amount required to open and fund a Checking Account?
What is $25?
How old must a youth be to add a checking account to a youth membership.
What is a 13 years old?
These three reports auto generate on every new membership for qualification analysis.
What are the Qualifile, Chexsystems, and Credit Reports?
The one document not included in the disclosures given to the member?
What is an application document?
This Checking account allows for All the bells and whistles but comes with a fee?
Bonus (200pts): How much is the fee?
What is a Fresh Start Checking Acoount?
Bonus: $10
A Rep Payee Membership can only accept Deposits from what two agencies?
What is Social Security and Veteran's Administration?
What is the minimum balance to fund a new checking account?
What is $0?
What type of Credit report do we pull for a membership opening?
Daily Double!!!!: What credit bureau do we pull from?
What is a soft pull?
DD: Experian
These four fields of information are required for adding a Beneficiary to an account.
What are first and last name, suffix if applicable, date of birth, and phone number?
If you enroll in eCommunications and complete at least 10 monthly debit card transactions, this account will give and interest dividend.
What is Advantage Checking?
With this account type The donor irrevocably gifts the money to a minor. The money then belongs to the minor but is controlled by the custodian until the minor reaches the age of trust termination.
What is an UTMA account?
Who must qualify for a primary checking account?
What is All account members?
This is the only checking possibility with a Qualifile score below 526.
What is a SureBalance Checking?
This form must be signed by existing account owners as well as anyone being added to the account.
What is the Account Change Card?
This type of checking can provide up to $10 in monthly Out-of-Network ATM fees
What is a Bonus Debit Checking?
In order for this account type to be opened a member must have been a primary on an active account?
What is an Estate Account?
This is the document from the courts naming the Personal Representative to open a Specialized Account such as an Estate account.
What are the Letters of Administration?
Who must be eligible for membership on a youth account?
Who is the Primary?
The form used to update a change in SSN or Name.
What is a W-9?
This type of financial account is opened by an individual and managed by a designated person for the benefit of a third party per agreed-upon terms.
What is a Trust Account?
The UNF checking waives what fee on a save up CD account?
What is a One-time early Withdrawal fee?
What three account types may require new qualifying reports to be pulled?
What is Advantage, Bonus Debit, and Money Market?
There are no exceptions to override this decision on a Qualifile Report. The applicant does not qualify for memebrship.
What is a Decline?
The two forms to be completed in Symitar during a wire transaction?
What is the domestic wire note and the wire transfer agreement?